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The Risk Levels, also called Difficulty Settings or Difficulties, can generally be adjusted by selecting one of several available modes, with each difficulty being progressively harder than the last one but also award more money and experience.

In PAYDAY: The Heist, only a few heists are playable on Easy. In PAYDAY 2, the only heists difficulty-restricted are the Tutorial Heists, only allowing for the Normal difficulty. Higher difficulty heists cost more offshore money to buy than standard ones at the contract broker, and Death Wish/Death Sentence can only be selected by hosts with a reputation level of 80 or higher.

General[]

Choosing one of the many preset difficulty levels alters certain aspects of a heist's gameplay, with the most observable change being the enemy AI behavior improvements, spawn rate and number of hostiles engaging the crew at once.

The difficulty levels in order of increasing challenge are:

PAYDAY: The Heist PAYDAY 2 internal name # of skulls RAID: World War II
Easy - easy - Easy
Normal Normal normal 0 Normal
Hard Hard hard HardDiffSkull Hard
Overkill Very Hard overkill HardDiffSkullHardDiffSkull Very Hard
Overkill 145+ Overkill overkill_145 HardDiffSkullHardDiffSkullHardDiffSkull -
- Mayhem easy_wish HardDiffSkullHardDiffSkullHardDiffSkullMayhemDiffSkull -
- Death Wish overkill_290 HardDiffSkullHardDiffSkullHardDiffSkullMayhemDiffSkullDWDiffSkull -
- Death Sentence sm_wish HardDiffSkullHardDiffSkullHardDiffSkullMayhemDiffSkullDWDiffSkullODDiffSkull -

Changes and Differences[]

Enemies[]

As difficulty increases, the amount of enemies in police Assault Waves, the frequency of enemy spawn, their accuracy and damage will also increase. From some of the difficulties onward, stronger enemy types will replace weaker enemy types and become the standard spawn. The contract prices and the price of Assets (including Pre-Planning Assets) will also increase. (Note however, excluding Mayhem and above, the stealth portion of most heists in PAYDAY 2 will have very little changes as difficulty increases.)

Heist Objectives[]

In both games, unique map changes or events can either happen exclusively on the hardest settings (Overkill 145+ or Mayhem and above) or may occur at lower difficulties at much lower frequencies. These changes can range from subtle ones such as removal of passageways (Watchdogs Day 1), to special map-specific spawns (the Big Diamond in Diamond Heist and Room 145 in Panic Room) or even rather drastic game-changing degrees like the increased chances of hack or equipment failure/success (Diamond Heist).

Rewards[]

The value of loot and contract payouts (both EXP and cash) will both increase as the difficulty increases, making a more difficult heist much more profitable than easier heists. In addition to payments, the total amount of Gage Packages will gradually increase, providing a minimal boost to total experience obtained.

Others[]

Beating a heist on certain difficulties under specific circumstances, often on Hard and above (PAYDAY: The Heist) or Overkill and above (PAYDAY 2), may sometimes yield an achievement, with the completion of any given level on Overkill 145+ or Mayhem and above always granting one.

On PAYDAY: The Heist, of the five preset modes, the fifth difficulty level in both games could be considered a "Special" difficulty, with unique mechanics exclusive to the setting. Both requires the player to be at a certain character level before hosting. On PAYDAY 2, however, this is no longer the case, and anyone can join any heist in progress regardless of mission difficulty and player reputation if the host did not set lobby requirements.

Common changes include;

  • Regular security cameras on most maps will be replaced with Titan-class versions, an indestructible variant of the normal camera. Apart from their invulnerability, they do not function any differently from normal cameras and remain vulnerable to camera loops from the nimble skill.
    • They do not appear on the GO Bank heist regardless of difficulty.
  • All regular safes may be replaced with Titan safes that take longer to drill, and cannot be blown open with shaped charges or lockpicked.
  • Increased minimum heist completion requirements.
  • Increased number of patrolling enemies.

Difficulties and Modifiers[]

In PAYDAY: The Heist, the last difficulty is Overkill 145+, available to players with Reputation level 145 and above.

Easy[]

"Easy difficulty is for new players."

Easy is as its name implies, the simplest difficulty setting possible for the game. It offers a relatively challenge-free form of gameplay that is suitable for players who are new to the game, or FPS in general.

Only First World Bank and Heat Street are available in this mode.

Normal[]

"Normal difficulty is for most players."

Normal is the second easiest difficulty in PAYDAY: The Heist. This is best suited for players (still) new to the game, but have experience in FPS games.

Blue SWATs are the standard enemy spawns on this difficulty.

Hard[]

"Hard difficulty is for the real hardcore players."

Hard is the intermediary difficulty in PAYDAY: The Heist, being the most balanced of the five and is suitable for newer players who have just mastered the lower modes.

From Hard onwards, Heavy SWAT will replace the Blue SWAT as the standard enemy spawn. Blue SWATs are usually only seen around the start of a heist.

Overkill[]

"Overkill difficulty is for the insane hardcore players."

Overkill is the second hardest difficulty in PAYDAY: The Heist. Recommended for players who are comfortable with the game and have learnt all the heist's maps.

Overkill 145+[]

"For you, action is the juice."

Overkill 145+ is a PAYDAY: The Heist-exclusive difficulty and the most difficult difficulty in that game.

In addition, individual heists will have Overkill 145+ exclusive changes that will make them even harder to complete.

Normal[]

Risklvl0

Risk Level 0

Recommended for newcomers to the first person shooter genre, around reputation levels 0 to 15.

Normal Difficulty Modifiers
Special Enemies
Entity Non-Script Spawnable Hit Points Headshot Multiplier Damage Spawn Limit
Sniper
SWAT Sniper RiskModifiers

The Sniper is a special enemy equipped with a modified Gewehr 3 that tends to appear on rooftops, windows, or anywhere with a good vantage point, capable of greatly damaging or destroying the armor from the player, making it vulnerable to nearby enemy units or a follow up lethal shot.

The Sniper can be identified by his bright red laser and the loud report of his rifle. Additionally, the announcer may warn players about cops setting a sniper team in a designated position.
True 40 x2.0 n/a Varies
Shield
SWAT Shield RiskModifiers

The Shield is a special enemy that provides cover to his fellow comrades and/or obstructs the heister's path.
The SWAT Team variant Shield unit is the only shield type that uses a Chimano 88 pistol. All others will use a CMP Submachine Gun.

Shields can be identified by their key equipment, a large ballistic shield impermeable to most weapons.
True 80 x2.0 n/a 2
Taser
US D1T7 Taser RiskModifiers

The Taser is a special enemy equipped with a modified CAR-4 Assault Rifle with a unique gadget that has the ability to stun heisters. When used, the target heister's point of view will be shaking, and fire without the player's consent.
During this stun, the player can attempt to line out the shots against the Taser. However, the player is still vulnerable to attacks, allowing for other cops to take down the perpetrator, or even neutralizing the heister if enough time passes by while stunned.

Tasers can be identified by their bright yellow colors on their outfit, and loud 'charging' sound effect.
False 300 x2.0 n/a 1
Medic
US Medic RiskModifiers

Information based on regular gameplay, not Holdout nor Crime Spree.
The Medic is a special enemy equipped with a CAR-4 Assault Rifle or Reinfeld 880 Pump Shotgun. The Medic has the ability to revive one nearby allied unit at a max range of 7 meters, disregarding any obstruction between the Medic and the healed unit.
There is no prioritization on this healing ability; If a 40 HP cop and a Bulldozer were on the same range for healing, the Medic will heal the cop if he is 'killed' first, leaving the Bulldozer for dead. This ability cannot be used too frequently, and has a base cooldown timer of 3 seconds.

Medics can be identified by their high contrast white and red colors used through their outfit.
False 300 x2.0 n/a 3
Cloaker
US Cloaker RiskModifiers

The Cloaker is a special enemy equipped with a heavily modified Compact-5 Submachine Gun. The Cloaker has the unique ability to hide on certain scripted areas to ambush the player if the heister gets close enough. Additionally, Cloakers have the ability to rush towards a heister to incapacitate him via a melee attack knockdown, in which scenario, their night vision goggles will glow green and a loud alarm-like sound will play, alerting nearby crew members.

Cloakers can be identified by their unique helmet equipment and dark clothes. Additionally, Cloakers will play an ECM-like sound effect when one is nearby.
False 600 x6.0 n/a 0
Bulldozer (Green)
US D1 Greendozer RiskModifiers

The Greendozer is one of the five Bulldozer variants, this one having the capacity to deal large amounts of damage per shot with his Reinfeld 880, at the cost of a rather slow fire rate and reduced effectiveness on medium-long distances.

Easily identified by their loud footsteps, or large colored armor that distinguishes them from the crowd.
False 2,000 x5.0 n/a 1A
Bulldozer (Black)
US D1T7 Blackdozer RiskModifiers

The Blackdozer is the second variant, this one having a mixture of the Skulldozer and Greendozer, mixing medium damage and medium fire rate on an IZHMA 12G. Unfortunately, the Blackdozer fires so fast in bursts that most of his ammo is nullified by i-frames.

Same distinguishable clues as the previous dozer, albeit this one is with a black colored texture.
False 2,000 x5.0 n/a 1A
Bulldozer (Skull)
US D1T7 Skulldozer RiskModifiers

The Skulldozer is the third variant, equipped with a KSP LMG that is capable of dealing high amounts of damage both in short and long range. Additionally, as an LMG, the Skulldozer can hold the finger on the trigger for long periods of time before requiring to reload.

Same distinguishable clues as the previous dozers, albeit this one is with an urban camouflage texture and custom faceplate spray.
False 2,000 x5.0 n/a 1A
Bulldozer (Medic)
US D1 Medicdozer RiskModifiers

The Medicdozer is the fifth and last variant, equipped with a Compact-5, this is the weakest dozer overall damage-wise. However, one should note that this dozer can also revive nearby units. If one is not careful, other Medics or even Medicdozers, can gather together and create a healing circle, making it difficult to take them down.

Same distinguishable clues as the previous dozer, albeit this one is with bright red and white colors.
False 2,000 x5.0 n/a 2B
Bulldozer (Minigun)
US D1 Minidozer RiskModifiers

The Minigun Bulldozer is the fourth variant, equipped with a Minigun that has the same high damage potential as the Skulldozer. With a x2 HP multiplier, the Minigun Dozer can be tough to kill, at the cost that the dozer will go at an extremely slow speed.

Same distinguishable clues as the previous dozers, albeit this one is with a desert camouflage texture and custom faceplay spray.
False 2,000 x5.0 n/a 2B
Other Enemies
Entity Spawnable Hit Points Headshot Multiplier Damage Spawn Limit
Light Units
SWAT Light RiskModifiers

The backbone of the enemy team, Light Units are the most basic of units that will spawn over the course of an assault. These units are the weakest of the spawn pool, as they lack any unique ability that a large portion of other units possess.
The SWAT Team variant of this unit is capable of using the following guns:

True 80 x2.0 n/a n/a
Heavy Units
SWAT Heavy RiskModifiers

The second core entity in an assault, Heavy Units are in every aspect the same as their sister variant Light Units, except for the passive bonus of having bullet proof vests and x2.0 HP in comparison to Lights.
The SWAT Team variant of this unit is capable of using the following guns:

True 160 x2.0 n/a n/a
Bosses
The Commissar
BOSS Commissar RiskModifiers

Exclusive to the Hotline Miami D2 job
Giorgi "The Commissar" Beira was both the leader of a Russian Mafia and had a key role as a District Attorney for Hoxton's case. In order for The Dentist to proceed with his plan of the district attorney to approve the transport of Hoxton for a re-trial, which in turn allows The Payday Gang to intercept and extract him, fear needs to be applied to the district attorney. Killing one of their members is ensured to motivate them.

In order to kill him, they track him down to his apartment, where he hides inside a vault. Once he's brought out, he uses a KSP Light Machine Gun in a last ditch effort to keep himself alive. The Commissar can be staggered and knocked to the floor with enough damage. The headshot damage scaling is disabled, staying at a base x2.0 headshot damage. He does not wear any large armor, but a Lightweight Ballistic Vest under his suit.
True 500 x2.0 n/a 1
The Informant
BOSS Informant RiskModifiers

Exclusive to the Hoxton Revenge job.
As Hoxton gathers evidence to pinpoint who ratted him out, he tracks down the location down to a protected safehouse where the FBI Informant is hiding. The Payday Gang goes to the safe house and find their own method to bring him out of the panic room and kill him.

The Informant wields an IZHMA 12G Shotgun if loud, otherwise a Chimano 88 Pistol on stealth (will not use unless startled). The Informant can be staggered and knocked to the floor with enough damage. He has the lowest headshot multiplier of any other boss, and does not scale on difficulty either, x1.0 headshot damage multiplier. Additionally, he will be seen wearing a full Improved Combined Tactical Vest armor kit, albeit no bullet proof areas are made unlike a Heavy Unit.
True 500 x1.0 n/a 1
Biker Boss
BOSS Biker RiskModifiers

Exclusive to the Biker Heist D2 job.
The Biker Boss is the leader of the OVERKILL MC biker gang who was in charge of the operation for transporting a BCI Helmet via train. Bain and The Elephant collaborate to find where it is being transported and intercept them to take it away from them. The Biker Boss, however, will not be handing them the helmet without a fight.

The Biker Boss will be wielding a KSP Light Machine Gun, assisted by a handful of goons. She is the only boss that has full knockback immunity, and with addition to not having any headshot damage scaling other than the base x2.0 headshot damage, it makes her a tough target to kill for an inexperienced crew, sometimes requiring focused fire. Additionally, she will be seen wearing an Improved Combined Tactical Vest, albeit without the forearm protection. Regardless, this is purely cosmetic and does not give any unique effects, unlike a Heavy Unit's bullet proof armor.
True 1,000 x2.0 n/a 1
Chavez
BOSS Chavez RiskModifiers

Exclusive to the Panic Room (Payday 2) job.
Chavez is the boss of a local gang. He stores all his valuables in a panic room bolted to the floor and roof in a room from a gang-controlled apartment complex. The gang will need to find and kill Chavez to take his keys and open the door.

Chavez wields Akimbo Chimano 88 Pistols, assisted by a handful of goons. He can be staggered and knocked to the floor with enough damage. There are no headshot damage multipliers scaling as difficulties increase other than a x2.0 headshot damage multiplier. Additionally, Chavez will be seen wearing a Ballistic Vest, but does not provide any gameplay changers unlike a Heavy Unit's bullet proof armor.
True 1,000 x2.0 n/a 1
Ernesto Sosa
BOSS Sosa RiskModifiers

Exclusive to the Scarface Mansion job.
Ernesto Sosa is the assassination target The Payday Gang is commissioned to kill by any methods necessary. This contract is asked by The Butcher after Ernesto and his cartel gank one of her ships that was on course for a smuggling operation.

Ernesto wields a Little Friend 7.62 Assault Rifle, assisted by a handful of goons on loud, or a Bronco .44 Pistol on stealth (will not use unless startled). Similar to most other bosses, he can be staggered and knocked to the floor with enough damage. He will be wearing Bulldozer-like armor plates to protect himself, but they are extremely weak and can be easily taken off with a handful of bullets. Additionally, Ernesto is the only enemy to have headshot damage scaling multiplier as difficulties go, making his head the highest priority unlike other bosses.
True 3,500 x2.0 n/a 1
Unique Special Enemies
SWAT Turret
US D1 SWAT Turret RiskModifiers

This is referring to the SWAT Van Turret, not the scripted-event turrets, such as in Henry's Rock. Some info may be relevant to other types, but not all.
The SWAT Turret is an area denial weapon that discourages/blocks heisters from going into a specific area. SWAT Turrets can arrive at any given moment during loud, or even sometimes the SWAT Turret is already in place, but waiting for heisters to come in close, in which case the turret will rise and start its attack.
In order to destroy a turret, their shield needs to be destroyed first up to 3 times. Once destroyed, target their weak spot, which is their 'camera' spot. Aiming there is critical for taking down the turret, otherwise use an explosive weapon (x7.0 explosive damage multiplier).

Do note, turrets have a damage received cap both for bullets and explosives, which means that you cannot deal more than 3,500 DMG to the shield per shot/explosive, nor 42,000 DMG to the base turret, making a high alpha damage weapon such as the HRL-7 Rocket Launcher's 12,500 DMG just as effective as an Arbiter Grenade Launcher's 480 DMG.
False (?) 37,100 x100.0 n/a Varies
Bulldozer (Titan)
EVT D1 Titandozer RiskModifiers

The Titandozer is in every aspect a regular Bulldozer unit, except for lacking a head and carrying a shield on their back. Titandozers carry a KSP Light Machine Gun just as the Skulldozer, moving at an extremely slow sleep that even a crouching heister can outrun. However, on the close range maps they spawn, distance is not important (debatable on Lab Rats), giving themselves the upper hand for not needing to travel extremely long distances.

Titandozers's outfit is composed of white and black colors, with the shield on their back writing "Suck it!" on large, bold letters.
True 2,000 x1.0 n/a n/a
Shield (Captain)
US D3 Winters RiskModifiers

Captain Neville Winters is an amplified shield unit with unique abilities and extra durability. Winters will spawn with 10 other minion units, moving to a set position on the map. Once set, an endless assault will be set and all enemies receive a damage resistance of 5% every 5 seconds, up to 50%.

Winters will not retreat until only 3 Phalanx shields are left, or he is critically injured to 20% of his total health. Assault will return to normal and immediately start 'fading' assault phase, even if Winters spawned during an endless assault heist phase.
False (?) 3,000 x5.0 n/a 1
Shield (Phalanx)
US D3 Formation RiskModifiers

Information based on regular gameplay, not Holdout nor Crime Spree.
Phalanx Shields are the equivalent to their sister variant, Shield, except they spawn in groups of 10 together with Captain Winters.

They stand amidst Captain Winters in a regular polygon shape, with one unit corresponding to one edge of the figure. If one is killed, they will rearrange into a lower edge count shape. Once Winters is critically injured, or only 3 Phalanx units are left standing, Winters will retreat, leaving behind any Phalanx units.
False (?) 1,500 x5.0 n/a n/a
Cloaker (Guardian)
EVT D3 CloakerGuard RiskModifiers

Exclusive to The White House job.

The Guardians are gameplay-wise cosmetically modified Cloaker units. These units use a special outfit mixing black and gold colors, a special rifle, unique particle effects surrounding the model, and have their sound effects changed. Regardless of these visual changes, their AI logic will stick to normal and attack players on distance, and start charging once there is a clear path between the Guardian and the heister.
False (?) 1,000 x6.0 n/a n/a
ZEAL Marksman
US D1 Marksman RiskModifiers

Exclusive to Crime Spree and Holdout.
The ZEAL Marksman unit is a hybrid of the Sniper and a Heavy ZEAL Unit. The marksman has the special armor piercing capability as a regular sniper, while also being allowed to traverse across the map as a regular unit, instead of being restricted to a designated map position. This unit also shares the same body armor as a heavy unit.

Despite having armor piercing rounds, a converted unit will not pierce through Shields.
False (?) 160 x2.0 n/a n/a
Reward Modifiers
Name Value
Experience
Global Contract RiskModifiers

To level up on PAYDAY 2, one must obtain Experience Points. These points are obtained through the course of a heist by doing multiple tasks.
Each heist has their own unique amount of experience reward per task, speed to complete them, and total amount of tasks to do. There are also methods to amplify your total obtained experience, such as equipping weapon boosters, fulfilling your perk deck or obtaining a stealth completion bonus, and others.

To clarify one last time, experience is obtained by completing tasks. It is not given by simply completing a heist, such as joining at the very last part of a heist.
Experience rewards have a multiplier of x1.0, base value.
Loot Bags
Global LootBag RiskModifiers

Most heists will require the transportation of Loot Bags through the map, whether it be to deploy a thermal drill to break into the vault, or secure valuable loot into the van.
Different loot has different weights, so one should expect that a warhead will be heavier than a painting. Additionally, medium-heavy loot will block the player from sprinting.

Different heists have different kinds of loot, and so will be their securing method. Be sure to follow the instructions of the announcer or help signs on your HUD to find where to secure your loot.
Value of secured loot have a multiplier of x1.0, base value.
Loose Loot
Global Money RiskModifiers

Not all loot needs to be in a bag, some other loot can be instantly picked up. Loose Loot is found in some heists, with a value less than a fraction of what their bag counterpart would pay for. However, this doesn't need to be bagged and any heister can just go to it and secure it immediately.

Leaving loose loot behind is acceptable due to the incredibly high loot bag value multipliers that difficulties offer in counterpart to this kind of loot. One could secure all the loose money in Golden Grin Casino's vault, and it will still be insufficient to match a single bag of money from said vault, not even to mention the additional millions of dollars gained by the contract's payment.
Value of loose loot have a multiplier of x1.0, base value.
Miscellaneous
Name Information
Enemy Team Enemies will spawn as the SWAT Team variant.
n/a n/a
n/a n/a
Gray markers represent entities that aren't able to spawn naturally (continuous assault) on said difficulty.
Green markers represent entities that received a positive attribute in comparison to past difficulty.
Red markers represent entities that received a negative attribute in comparison to past difficulty.

Hard HardDiffSkull[]

Risklvl1

Risk Level 1

Recommended for newcomers, around reputation levels 15 to 30.

Hard Difficulty Modifiers
Special Enemies
Entity Non-Script Spawnable Hit Points Headshot Multiplier Damage Spawn Limit
Sniper
SWAT Sniper RiskModifiers

The Sniper is a special enemy equipped with a modified Gewehr 3 that tends to appear on rooftops, windows, or anywhere with a good vantage point, capable of greatly damaging or destroying the armor from the player, making it vulnerable to nearby enemy units or a follow up lethal shot.

The Sniper can be identified by his bright red laser and the loud report of his rifle. Additionally, the announcer may warn players about cops setting a sniper team in a designated position.
True 40 x2.0 n/a Varies
Shield
SWAT Shield RiskModifiers

The Shield is a special enemy that provides cover to his fellow comrades and/or obstructs the heister's path.
The SWAT Team variant Shield unit is the only shield type that uses a Chimano 88 pistol. All others will use a CMP Submachine Gun.

Shields can be identified by their key equipment, a large ballistic shield impermeable to most weapons.
True 80 x2.0 n/a 4 ˄2
Taser
US D1T7 Taser RiskModifiers

The Taser is a special enemy equipped with a modified CAR-4 Assault Rifle with a unique gadget that has the ability to stun heisters. When used, the target heister's point of view will be shaking, and fire without the player's consent.
During this stun, the player can attempt to line out the shots against the Taser. However, the player is still vulnerable to attacks, allowing for other cops to take down the perpetrator, or even neutralizing the heister if enough time passes by while stunned.

Tasers can be identified by their bright yellow colors on their outfit, and loud 'charging' sound effect.
True 300 x2.0 n/a 2 ˄1
Medic
US Medic RiskModifiers

Information based on regular gameplay, not Holdout nor Crime Spree.
The Medic is a special enemy equipped with a CAR-4 Assault Rifle or Reinfeld 880 Pump Shotgun. The Medic has the ability to revive one nearby allied unit at a max range of 7 meters, disregarding any obstruction between the Medic and the healed unit.
There is no prioritization on this healing ability; If a 40 HP cop and a Bulldozer were on the same range for healing, the Medic will heal the cop if he is 'killed' first, leaving the Bulldozer for dead. This ability cannot be used too frequently, and has a base cooldown timer of 3 seconds.

Medics can be identified by their high contrast white and red colors used through their outfit.
False 300 x2.0 n/a 3
Cloaker
US Cloaker RiskModifiers

The Cloaker is a special enemy equipped with a heavily modified Compact-5 Submachine Gun. The Cloaker has the unique ability to hide on certain scripted areas to ambush the player if the heister gets close enough. Additionally, Cloakers have the ability to rush towards a heister to incapacitate him via a melee attack knockdown, in which scenario, their night vision goggles will glow green and a loud alarm-like sound will play, alerting nearby crew members.

Cloakers can be identified by their unique helmet equipment and dark clothes. Additionally, Cloakers will play an ECM-like sound effect when one is nearby.
False 600 x6.0 n/a 0
Bulldozer (Green)
US D1 Greendozer RiskModifiers

The Greendozer is one of the five Bulldozer variants, this one having the capacity to deal large amounts of damage per shot with his Reinfeld 880, at the cost of a rather slow fire rate and reduced effectiveness on medium-long distances.

Easily identified by their loud footsteps, or large colored armor that distinguishes them from the crowd.
False 2,000 x5.0 n/a 2A ˄1
Bulldozer (Black)
US D1T7 Blackdozer RiskModifiers

The Blackdozer is the second variant, this one having a mixture of the Skulldozer and Greendozer, mixing medium damage and medium fire rate on an IZHMA 12G. Unfortunately, the Blackdozer fires so fast in bursts that most of his ammo is nullified by i-frames.

Same distinguishable clues as the previous dozer, albeit this one is with a black colored texture.
False 2,000 x5.0 n/a 2A ˄2
Bulldozer (Skull)
US D1T7 Skulldozer RiskModifiers

The Skulldozer is the third variant, equipped with a KSP LMG that is capable of dealing high amounts of damage both in short and long range. Additionally, as an LMG, the Skulldozer can hold the finger on the trigger for long periods of time before requiring to reload.

Same distinguishable clues as the previous dozers, albeit this one is with an urban camouflage texture and custom faceplate spray.
False 2,000 x5.0 n/a 2A ˄2
Bulldozer (Medic)
US D1 Medicdozer RiskModifiers

The Medicdozer is the fifth and last variant, equipped with a Compact-5, this is the weakest dozer overall damage-wise. However, one should note that this dozer can also revive nearby units. If one is not careful, other Medics or even Medicdozers, can gather together and create a healing circle, making it difficult to take them down.

Same distinguishable clues as the previous dozer, albeit this one is with bright red and white colors.
False 2,000 x5.0 n/a 2B
Bulldozer (Minigun)
US D1 Minidozer RiskModifiers

The Minigun Bulldozer is the fourth variant, equipped with a Minigun that has the same high damage potential as the Skulldozer. With a x2 HP multiplier, the Minigun Dozer can be tough to kill, at the cost that the dozer will go at an extremely slow speed.

Same distinguishable clues as the previous dozers, albeit this one is with a desert camouflage texture and custom faceplay spray.
False 2,000 x5.0 n/a 2B
Other Enemies
Entity Spawnable Hit Points Headshot Multiplier Damage Spawn Limit
Light Units
SWAT Light RiskModifiers

The backbone of the enemy team, Light Units are the most basic of units that will spawn over the course of an assault. These units are the weakest of the spawn pool, as they lack any unique ability that a large portion of other units possess.
The SWAT Team variant of this unit is capable of using the following guns:

True 80 x2.0 n/a n/a
Heavy Units
SWAT Heavy RiskModifiers

The second core entity in an assault, Heavy Units are in every aspect the same as their sister variant Light Units, except for the passive bonus of having bullet proof vests and x2.0 HP in comparison to Lights.
The SWAT Team variant of this unit is capable of using the following guns:

True 160 x2.0 n/a n/a
Bosses
The Commissar
BOSS Commissar RiskModifiers

Exclusive to the Hotline Miami D2 job
Giorgi "The Commissar" Beira was both the leader of a Russian Mafia and had a key role as a District Attorney for Hoxton's case. In order for The Dentist to proceed with his plan of the district attorney to approve the transport of Hoxton for a re-trial, which in turn allows The Payday Gang to intercept and extract him, fear needs to be applied to the district attorney. Killing one of their members is ensured to motivate them.

In order to kill him, they track him down to his apartment, where he hides inside a vault. Once he's brought out, he uses a KSP Light Machine Gun in a last ditch effort to keep himself alive. The Commissar can be staggered and knocked to the floor with enough damage. The headshot damage scaling is disabled, staying at a base x2.0 headshot damage. He does not wear any large armor, but a Lightweight Ballistic Vest under his suit.
True 1,000 ˄500 x2.0 n/a 1
The Informant
BOSS Informant RiskModifiers

Exclusive to the Hoxton Revenge job.
As Hoxton gathers evidence to pinpoint who ratted him out, he tracks down the location down to a protected safehouse where the FBI Informant is hiding. The Payday Gang goes to the safe house and find their own method to bring him out of the panic room and kill him.

The Informant wields an IZHMA 12G Shotgun if loud, otherwise a Chimano 88 Pistol on stealth (will not use unless startled). The Informant can be staggered and knocked to the floor with enough damage. He has the lowest headshot multiplier of any other boss, and does not scale on difficulty either, x1.0 headshot damage multiplier. Additionally, he will be seen wearing a full Improved Combined Tactical Vest armor kit, albeit no bullet proof areas are made unlike a Heavy Unit.
True 1,000 ˄500 x1.0 n/a 1
Biker Boss
BOSS Biker RiskModifiers

Exclusive to the Biker Heist D2 job.
The Biker Boss is the leader of the OVERKILL MC biker gang who was in charge of the operation for transporting a BCI Helmet via train. Bain and The Elephant collaborate to find where it is being transported and intercept them to take it away from them. The Biker Boss, however, will not be handing them the helmet without a fight.

The Biker Boss will be wielding a KSP Light Machine Gun, assisted by a handful of goons. She is the only boss that has full knockback immunity, and with addition to not having any headshot damage scaling other than the base x2.0 headshot damage, it makes her a tough target to kill for an inexperienced crew, sometimes requiring focused fire. Additionally, she will be seen wearing an Improved Combined Tactical Vest, albeit without the forearm protection. Regardless, this is purely cosmetic and does not give any unique effects, unlike a Heavy Unit's bullet proof armor.
True 1,000 x2.0 n/a 1
Chavez
BOSS Chavez RiskModifiers

Exclusive to the Panic Room (Payday 2) job.
Chavez is the boss of a local gang. He stores all his valuables in a panic room bolted to the floor and roof in a room from a gang-controlled apartment complex. The gang will need to find and kill Chavez to take his keys and open the door.

Chavez wields Akimbo Chimano 88 Pistols, assisted by a handful of goons. He can be staggered and knocked to the floor with enough damage. There are no headshot damage multipliers scaling as difficulties increase other than a x2.0 headshot damage multiplier. Additionally, Chavez will be seen wearing a Ballistic Vest, but does not provide any gameplay changers unlike a Heavy Unit's bullet proof armor.
True 1,000 x2.0 n/a 1
Ernesto Sosa
BOSS Sosa RiskModifiers

Exclusive to the Scarface Mansion job.
Ernesto Sosa is the assassination target The Payday Gang is commissioned to kill by any methods necessary. This contract is asked by The Butcher after Ernesto and his cartel gank one of her ships that was on course for a smuggling operation.

Ernesto wields a Little Friend 7.62 Assault Rifle, assisted by a handful of goons on loud, or a Bronco .44 Pistol on stealth (will not use unless startled). Similar to most other bosses, he can be staggered and knocked to the floor with enough damage. He will be wearing Bulldozer-like armor plates to protect himself, but they are extremely weak and can be easily taken off with a handful of bullets. Additionally, Ernesto is the only enemy to have headshot damage scaling multiplier as difficulties go, making his head the highest priority unlike other bosses.
True 3,500 x2.0 n/a 1
Unique Special Enemies
SWAT Turret
US D1 SWAT Turret RiskModifiers

This is referring to the SWAT Van Turret, not the scripted-event turrets, such as in Henry's Rock. Some info may be relevant to other types, but not all.
The SWAT Turret is an area denial weapon that discourages/blocks heisters from going into a specific area. SWAT Turrets can arrive at any given moment during loud, or even sometimes the SWAT Turret is already in place, but waiting for heisters to come in close, in which case the turret will rise and start its attack.
In order to destroy a turret, their shield needs to be destroyed first up to 3 times. Once destroyed, target their weak spot, which is their 'camera' spot. Aiming there is critical for taking down the turret, otherwise use an explosive weapon (x7.0 explosive damage multiplier).

Do note, turrets have a damage received cap both for bullets and explosives, which means that you cannot deal more than 3,500 DMG to the shield per shot/explosive, nor 42,000 DMG to the base turret, making a high alpha damage weapon such as the HRL-7 Rocket Launcher's 12,500 DMG just as effective as an Arbiter Grenade Launcher's 480 DMG.
False (?) 37,100 x100.0 n/a Varies
Bulldozer (Titan)
EVT D1 Titandozer RiskModifiers

The Titandozer is in every aspect a regular Bulldozer unit, except for lacking a head and carrying a shield on their back. Titandozers carry a KSP Light Machine Gun just as the Skulldozer, moving at an extremely slow sleep that even a crouching heister can outrun. However, on the close range maps they spawn, distance is not important (debatable on Lab Rats), giving themselves the upper hand for not needing to travel extremely long distances.

Titandozers's outfit is composed of white and black colors, with the shield on their back writing "Suck it!" on large, bold letters.
True 2,000 x1.0 n/a n/a
Shield (Captain)
US D3 Winters RiskModifiers

Captain Neville Winters is an amplified shield unit with unique abilities and extra durability. Winters will spawn with 10 other minion units, moving to a set position on the map. Once set, an endless assault will be set and all enemies receive a damage resistance of 5% every 5 seconds, up to 50%.

Winters will not retreat until only 3 Phalanx shields are left, or he is critically injured to 20% of his total health. Assault will return to normal and immediately start 'fading' assault phase, even if Winters spawned during an endless assault heist phase.
False (?) 3,000 x5.0 n/a 1
Shield (Phalanx)
US D3 Formation RiskModifiers

Information based on regular gameplay, not Holdout nor Crime Spree.
Phalanx Shields are the equivalent to their sister variant, Shield, except they spawn in groups of 10 together with Captain Winters.

They stand amidst Captain Winters in a regular polygon shape, with one unit corresponding to one edge of the figure. If one is killed, they will rearrange into a lower edge count shape. Once Winters is critically injured, or only 3 Phalanx units are left standing, Winters will retreat, leaving behind any Phalanx units.
False (?) 1,500 x5.0 n/a n/a
Cloaker (Guardian)
EVT D3 CloakerGuard RiskModifiers

Exclusive to The White House job.

The Guardians are gameplay-wise cosmetically modified Cloaker units. These units use a special outfit mixing black and gold colors, a special rifle, unique particle effects surrounding the model, and have their sound effects changed. Regardless of these visual changes, their AI logic will stick to normal and attack players on distance, and start charging once there is a clear path between the Guardian and the heister.
False (?) 1,000 x6.0 n/a n/a
ZEAL Marksman
US D1 Marksman RiskModifiers

Exclusive to Crime Spree and Holdout.
The ZEAL Marksman unit is a hybrid of the Sniper and a Heavy ZEAL Unit. The marksman has the special armor piercing capability as a regular sniper, while also being allowed to traverse across the map as a regular unit, instead of being restricted to a designated map position. This unit also shares the same body armor as a heavy unit.

Despite having armor piercing rounds, a converted unit will not pierce through Shields.
False (?) 160 x2.0 n/a n/a
Reward Modifiers
Name Value
Experience
Global Contract RiskModifiers

To level up on PAYDAY 2, one must obtain Experience Points. These points are obtained through the course of a heist by doing multiple tasks.
Each heist has their own unique amount of experience reward per task, speed to complete them, and total amount of tasks to do. There are also methods to amplify your total obtained experience, such as equipping weapon boosters, fulfilling your perk deck or obtaining a stealth completion bonus, and others.

To clarify one last time, experience is obtained by completing tasks. It is not given by simply completing a heist, such as joining at the very last part of a heist.
Experience rewards have a multiplier of x3.0, increased by ˄1.0
Loot Bags
Global LootBag RiskModifiers

Most heists will require the transportation of Loot Bags through the map, whether it be to deploy a thermal drill to break into the vault, or secure valuable loot into the van.
Different loot has different weights, so one should expect that a warhead will be heavier than a painting. Additionally, medium-heavy loot will block the player from sprinting.

Different heists have different kinds of loot, and so will be their securing method. Be sure to follow the instructions of the announcer or help signs on your HUD to find where to secure your loot.
Value of secured loot have a multiplier of x2.0, increased by ˄1.0
Loose Loot
Global Money RiskModifiers

Not all loot needs to be in a bag, some other loot can be instantly picked up. Loose Loot is found in some heists, with a value less than a fraction of what their bag counterpart would pay for. However, this doesn't need to be bagged and any heister can just go to it and secure it immediately.

Leaving loose loot behind is acceptable due to the incredibly high loot bag value multipliers that difficulties offer in counterpart to this kind of loot. One could secure all the loose money in Golden Grin Casino's vault, and it will still be insufficient to match a single bag of money from said vault, not even to mention the additional millions of dollars gained by the contract's payment.
Value of loose loot have a multiplier of x2.0, increased by ˄1.0
Miscellaneous
Name Information
Enemy Team FBI Shields may occasionally spawn on outdated scripted spawn sequences.
n/a n/a
n/a n/a
Gray markers represent entities that aren't able to spawn naturally (continuous assault) on said difficulty.
Green markers represent entities that received a positive attribute in comparison to past difficulty.
Red markers represent entities that received a negative attribute in comparison to past difficulty.

Very Hard HardDiffSkullHardDiffSkull[]

Risklvl2

Risk Level 2

Recommended for players still getting the grasp of PAYDAY 2 mechanics, around reputation levels 30 to 45.

Very Hard Difficulty Modifiers
Special Enemies
Entity Non-Script Spawnable Hit Points Headshot Multiplier Damage Spawn Limit
Sniper
US D3 Sniper RiskModifiers

Despite there being an FBI variant of the Sniper, the SWAT variant is used more often, regardless of difficulty. Other than visual, there are no gameplay differences.
The Sniper is a special enemy equipped with a modified Gewehr 3 that tends to appear on rooftops, windows, or anywhere with a good vantage point, capable of greatly damaging or destroying the armor from the player, making it vulnerable to nearby enemy units or a follow up lethal shot.

The Sniper can be identified by his bright red laser and the loud report of his rifle. Additionally, the announcer may warn players about cops setting a sniper team in a designated position.
True 80 ˄80 x4.0 ˄2.0 n/a Varies
Shield
US D3T4 Shield RiskModifiers

The Shield is a special enemy equipped with the standard CMP Submachine Gun, providing cover to his fellow comrades and/or obstructs the heister's path.

Shields can be identified by their key equipment, a large ballistic shield impermeable to most weapons.
True 160 ˄80 x4.0 ˄2.0 n/a 4
Taser
US D1T7 Taser RiskModifiers

The Taser is a special enemy equipped with a modified CAR-4 Assault Rifle with a unique gadget that has the ability to stun heisters. When used, the target heister's point of view will be shaking, and fire without the player's consent.
During this stun, the player can attempt to line out the shots against the Taser. However, the player is still vulnerable to attacks, allowing for other cops to take down the perpetrator, or even neutralizing the heister if enough time passes by while stunned.

Tasers can be identified by their bright yellow colors on their outfit, and loud 'charging' sound effect.
True 600 ˄300 x4.0 ˄2.0 n/a 2
Medic
US D3T4 Medic RiskModifiers

Information based on regular gameplay, not Holdout nor Crime Spree.
The Medic is a special enemy equipped with a CAR-4 Assault Rifle or Reinfeld 880 Pump Shotgun. The Medic has the ability to revive one nearby allied unit at a max range of 7 meters, disregarding any obstruction between the Medic and the healed unit.
There is no prioritization on this healing ability; If a 40 HP cop and a Bulldozer were on the same range for healing, the Medic will heal the cop if he is 'killed' first, leaving the Bulldozer for dead. This ability cannot be used too frequently, and has a base cooldown timer of 3 seconds.

Medics can be identified by their high contrast white and red colors used through their outfit.
False 600 ˄300 x4.0 ˄2.0 n/a 3
Cloaker
US Cloaker RiskModifiers

The Cloaker is a special enemy equipped with a heavily modified Compact-5 Submachine Gun. The Cloaker has the unique ability to hide on certain scripted areas to ambush the player if the heister gets close enough. Additionally, Cloakers have the ability to rush towards a heister to incapacitate him via a melee attack knockdown, in which scenario, their night vision goggles will glow green and a loud alarm-like sound will play, alerting nearby crew members.

Cloakers can be identified by their unique helmet equipment and dark clothes. Additionally, Cloakers will play an ECM-like sound effect when one is nearby.
True 1,200 ˄600 x12.0 ˄6.0 n/a 2 ˄2
Bulldozer (Green)
US D1 Greendozer RiskModifiers

The Greendozer is one of the five Bulldozer variants, this one having the capacity to deal large amounts of damage per shot with his Reinfeld 880, at the cost of a rather slow fire rate and reduced effectiveness on medium-long distances.

Easily identified by their loud footsteps, or large colored armor that distinguishes them from the crowd.
True 4,000 ˄2,000 x10.0 ˄5.0 n/a 2A
Bulldozer (Black)
US D1T7 Blackdozer RiskModifiers

The Blackdozer is the second variant, this one having a mixture of the Skulldozer and Greendozer, mixing medium damage and medium fire rate on an IZHMA 12G. Unfortunately, the Blackdozer fires so fast in bursts that most of his ammo is nullified by i-frames.

Same distinguishable clues as the previous dozer, albeit this one is with a black colored texture.
False 4,000 ˄2,000 x10.0 ˄5.0 n/a 2A
Bulldozer (Skull)
US D1T7 Skulldozer RiskModifiers

The Skulldozer is the third variant, equipped with a KSP LMG that is capable of dealing high amounts of damage both in short and long range. Additionally, as an LMG, the Skulldozer can hold the finger on the trigger for long periods of time before requiring to reload.

Same distinguishable clues as the previous dozers, albeit this one is with an urban camouflage texture and custom faceplate spray.
False 4,000 ˄2,000 x10.0 ˄5.0 n/a 2A
Bulldozer (Medic)
US D1 Medicdozer RiskModifiers

The Medicdozer is the fifth and last variant, equipped with a Compact-5, this is the weakest dozer overall damage-wise. However, one should note that this dozer can also revive nearby units. If one is not careful, other Medics or even Medicdozers, can gather together and create a healing circle, making it difficult to take them down.

Same distinguishable clues as the previous dozer, albeit this one is with bright red and white colors.
False 4,000 ˄2,000 x10.0 ˄5.0 n/a 2B
Bulldozer (Minigun)
US D1 Minidozer RiskModifiers

The Minigun Bulldozer is the fourth variant, equipped with a Minigun that has the same high damage potential as the Skulldozer. With a x2 HP multiplier, the Minigun Dozer can be tough to kill, at the cost that the dozer will go at an extremely slow speed.

Same distinguishable clues as the previous dozers, albeit this one is with a desert camouflage texture and custom faceplay spray.
False 4,000 ˄2,000 x10.0 ˄5.0 n/a 2B
Other Enemies
Entity Spawnable Hit Points Headshot Multiplier Damage Spawn Limit
Light Units
US D3T4 Light RiskModifiers

The backbone of the enemy team, Light Units are the most basic of units that will spawn over the course of an assault. These units are the weakest of the spawn pool, as they lack any unique ability that a large portion of other units possess.
The FBI Team variant of this unit is capable of using the following guns:

True 160 ˄80 x4.0 ˄2.0 n/a n/a
Heavy Units
US D3T4 Heavy RiskModifiers

The second core entity in an assault, Heavy Units are in every aspect the same as their sister variant Light Units, except for the passive bonus of having bullet proof vests and x2.0 HP in comparison to Lights.
The FBI Team variant of this unit is capable of using the following guns:

True 320 ˄160 x4.0 ˄2.0 n/a n/a
Bosses
The Commissar
BOSS Commissar RiskModifiers

Exclusive to the Hotline Miami D2 job
Giorgi "The Commissar" Beira was both the leader of a Russian Mafia and had a key role as a District Attorney for Hoxton's case. In order for The Dentist to proceed with his plan of the district attorney to approve the transport of Hoxton for a re-trial, which in turn allows The Payday Gang to intercept and extract him, fear needs to be applied to the district attorney. Killing one of their members is ensured to motivate them.

In order to kill him, they track him down to his apartment, where he hides inside a vault. Once he's brought out, he uses a KSP Light Machine Gun in a last ditch effort to keep himself alive. The Commissar can be staggered and knocked to the floor with enough damage. The headshot damage scaling is disabled, staying at a base x2.0 headshot damage. He does not wear any large armor, but a Lightweight Ballistic Vest under his suit.
True 3,000 ˄2,000 x2.0 n/a 1
The Informant
BOSS Informant RiskModifiers

Exclusive to the Hoxton Revenge job.
As Hoxton gathers evidence to pinpoint who ratted him out, he tracks down the location down to a protected safehouse where the FBI Informant is hiding. The Payday Gang goes to the safe house and find their own method to bring him out of the panic room and kill him.

The Informant wields an IZHMA 12G Shotgun if loud, otherwise a Chimano 88 Pistol on stealth (will not use unless startled). The Informant can be staggered and knocked to the floor with enough damage. He has the lowest headshot multiplier of any other boss, and does not scale on difficulty either, x1.0 headshot damage multiplier. Additionally, he will be seen wearing a full Improved Combined Tactical Vest armor kit, albeit no bullet proof areas are made unlike a Heavy Unit.
True 3,000 ˄2,000 x1.0 n/a 1
Biker Boss
BOSS Biker RiskModifiers

Exclusive to the Biker Heist D2 job.
The Biker Boss is the leader of the OVERKILL MC biker gang who was in charge of the operation for transporting a BCI Helmet via train. Bain and The Elephant collaborate to find where it is being transported and intercept them to take it away from them. The Biker Boss, however, will not be handing them the helmet without a fight.

The Biker Boss will be wielding a KSP Light Machine Gun, assisted by a handful of goons. She is the only boss that has full knockback immunity, and with addition to not having any headshot damage scaling other than the base x2.0 headshot damage, it makes her a tough target to kill for an inexperienced crew, sometimes requiring focused fire. Additionally, she will be seen wearing an Improved Combined Tactical Vest, albeit without the forearm protection. Regardless, this is purely cosmetic and does not give any unique effects, unlike a Heavy Unit's bullet proof armor.
True 3,000 ˄2,000 x2.0 n/a 1
Chavez
BOSS Chavez RiskModifiers

Exclusive to the Panic Room (Payday 2) job.
Chavez is the boss of a local gang. He stores all his valuables in a panic room bolted to the floor and roof in a room from a gang-controlled apartment complex. The gang will need to find and kill Chavez to take his keys and open the door.

Chavez wields Akimbo Chimano 88 Pistols, assisted by a handful of goons. He can be staggered and knocked to the floor with enough damage. There are no headshot damage multipliers scaling as difficulties increase other than a x2.0 headshot damage multiplier. Additionally, Chavez will be seen wearing a Ballistic Vest, but does not provide any gameplay changers unlike a Heavy Unit's bullet proof armor.
True 3,000 ˄2,000 x2.0 n/a 1
Ernesto Sosa
BOSS Sosa RiskModifiers

Exclusive to the Scarface Mansion job.
Ernesto Sosa is the assassination target The Payday Gang is commissioned to kill by any methods necessary. This contract is asked by The Butcher after Ernesto and his cartel gank one of her ships that was on course for a smuggling operation.

Ernesto wields a Little Friend 7.62 Assault Rifle, assisted by a handful of goons on loud, or a Bronco .44 Pistol on stealth (will not use unless startled). Similar to most other bosses, he can be staggered and knocked to the floor with enough damage. He will be wearing Bulldozer-like armor plates to protect himself, but they are extremely weak and can be easily taken off with a handful of bullets. Additionally, Ernesto is the only enemy to have headshot damage scaling multiplier as difficulties go, making his head the highest priority unlike other bosses.
True 7,000 ˄3,500 x4.0 ˄2.0 n/a 1
Unique Special Enemies
SWAT Turret
US D1 SWAT Turret RiskModifiers

This is referring to the SWAT Van Turret, not the scripted-event turrets, such as in Henry's Rock. Some info may be relevant to other types, but not all.
The SWAT Turret is an area denial weapon that discourages/blocks heisters from going into a specific area. SWAT Turrets can arrive at any given moment during loud, or even sometimes the SWAT Turret is already in place, but waiting for heisters to come in close, in which case the turret will rise and start its attack.
In order to destroy a turret, their shield needs to be destroyed first up to 3 times. Once destroyed, target their weak spot, which is their 'camera' spot. Aiming there is critical for taking down the turret, otherwise use an explosive weapon (x7.0 explosive damage multiplier).

Do note, turrets have a damage received cap both for bullets and explosives, which means that you cannot deal more than 3,500 DMG to the shield per shot/explosive, nor 42,000 DMG to the base turret, making a high alpha damage weapon such as the HRL-7 Rocket Launcher's 12,500 DMG just as effective as an Arbiter Grenade Launcher's 480 DMG.
True (?) 134K ˄96,9K x100.0 n/a Varies
Bulldozer (Titan)
EVT D1 Titandozer RiskModifiers

The Titandozer is in every aspect a regular Bulldozer unit, except for lacking a head and carrying a shield on their back. Titandozers carry a KSP Light Machine Gun just as the Skulldozer, moving at an extremely slow sleep that even a crouching heister can outrun. However, on the close range maps they spawn, distance is not important (debatable on Lab Rats), giving themselves the upper hand for not needing to travel extremely long distances.

Titandozers's outfit is composed of white and black colors, with the shield on their back writing "Suck it!" on large, bold letters.
True 4,000 ˄2,000 x2.0 ˄1.0 n/a n/a
Shield (Captain)
US D3 Winters RiskModifiers

Captain Neville Winters is an amplified shield unit with unique abilities and extra durability. Winters will spawn with 10 other minion units, moving to a set position on the map. Once set, an endless assault will be set and all enemies receive a damage resistance of 5% every 5 seconds, up to 50%.

Winters will not retreat until only 3 Phalanx shields are left, or he is critically injured to 20% of his total health. Assault will return to normal and immediately start 'fading' assault phase, even if Winters spawned during an endless assault heist phase.
True (?) 3,000 x10.0 ˄5.0 n/a 1
Shield (Phalanx)
US D3 Formation RiskModifiers

Information based on regular gameplay, not Holdout nor Crime Spree.
Phalanx Shields are the equivalent to their sister variant, Shield, except they spawn in groups of 10 together with Captain Winters.

They stand amidst Captain Winters in a regular polygon shape, with one unit corresponding to one edge of the figure. If one is killed, they will rearrange into a lower edge count shape. Once Winters is critically injured, or only 3 Phalanx units are left standing, Winters will retreat, leaving behind any Phalanx units.
True (?) 1,500 x10.0 ˄5.0 n/a n/a
Cloaker (Guardian)
EVT D3 CloakerGuard RiskModifiers

Exclusive to The White House job.

The Guardians are gameplay-wise cosmetically modified Cloaker units. These units use a special outfit mixing black and gold colors, a special rifle, unique particle effects surrounding the model, and have their sound effects changed. Regardless of these visual changes, their AI logic will stick to normal and attack players on distance, and start charging once there is a clear path between the Guardian and the heister.
False (?) 2,000 ˄1,000 x12.0 ˄6.0 n/a n/a
ZEAL Marksman
US D1 Marksman RiskModifiers

Exclusive to Crime Spree and Holdout.
The ZEAL Marksman unit is a hybrid of the Sniper and a Heavy ZEAL Unit. The marksman has the special armor piercing capability as a regular sniper, while also being allowed to traverse across the map as a regular unit, instead of being restricted to a designated map position. This unit also shares the same body armor as a heavy unit.

Despite having armor piercing rounds, a converted unit will not pierce through Shields.
False (?) 320 ˄160 x4.0 ˄2.0 n/a n/a
Reward Modifiers
Name Value
Experience
Global Contract RiskModifiers

To level up on PAYDAY 2, one must obtain Experience Points. These points are obtained through the course of a heist by doing multiple tasks.
Each heist has their own unique amount of experience reward per task, speed to complete them, and total amount of tasks to do. There are also methods to amplify your total obtained experience, such as equipping weapon boosters, fulfilling your perk deck or obtaining a stealth completion bonus, and others.

To clarify one last time, experience is obtained by completing tasks. It is not given by simply completing a heist, such as joining at the very last part of a heist.
Experience rewards have a multiplier of x6.0, increased by ˄3.0
Loot Bags
Global LootBag RiskModifiers

Most heists will require the transportation of Loot Bags through the map, whether it be to deploy a thermal drill to break into the vault, or secure valuable loot into the van.
Different loot has different weights, so one should expect that a warhead will be heavier than a painting. Additionally, medium-heavy loot will block the player from sprinting.

Different heists have different kinds of loot, and so will be their securing method. Be sure to follow the instructions of the announcer or help signs on your HUD to find where to secure your loot.
Value of secured loot have a multiplier of x2.6, increased by ˄0.6
Loose Loot
Global Money RiskModifiers

Not all loot needs to be in a bag, some other loot can be instantly picked up. Loose Loot is found in some heists, with a value less than a fraction of what their bag counterpart would pay for. However, this doesn't need to be bagged and any heister can just go to it and secure it immediately.

Leaving loose loot behind is acceptable due to the incredibly high loot bag value multipliers that difficulties offer in counterpart to this kind of loot. One could secure all the loose money in Golden Grin Casino's vault, and it will still be insufficient to match a single bag of money from said vault, not even to mention the additional millions of dollars gained by the contract's payment.
Value of loose loot have a multiplier of x5.0, increased by ˄3.0
Miscellaneous
Name Information
Enemy Team Enemies will spawn as the FBI Team variant.
n/a n/a
n/a n/a
Gray markers represent entities that aren't able to spawn naturally (continuous assault) on said difficulty.
Green markers represent entities that received a positive attribute in comparison to past difficulty.
Red markers represent entities that received a negative attribute in comparison to past difficulty.

Overkill HardDiffSkullHardDiffSkullHardDiffSkull[]

Risklvl3

Risk Level 3

Recommended for the average player, around reputation levels 45 to 60.

Overkill Difficulty Modifiers
Special Enemies
Entity Non-Script Spawnable Hit Points Headshot Multiplier Damage Spawn Limit
Sniper
US D3 Sniper RiskModifiers

Despite there being an FBI variant of the Sniper, the SWAT variant is used more often, regardless of difficulty. Other than visual, there are no gameplay differences.
The Sniper is a special enemy equipped with a modified Gewehr 3 that tends to appear on rooftops, windows, or anywhere with a good vantage point, capable of greatly damaging or destroying the armor from the player, making it vulnerable to nearby enemy units or a follow up lethal shot.

The Sniper can be identified by his bright red laser and the loud report of his rifle. Additionally, the announcer may warn players about cops setting a sniper team in a designated position.
True 120 ˄40 x6.0 ˄2.0 n/a Varies
Shield
US D3T4 Shield RiskModifiers

The Shield is a special enemy equipped with the standard CMP Submachine Gun, providing cover to his fellow comrades and/or obstructs the heister's path.

Shields can be identified by their key equipment, a large ballistic shield impermeable to most weapons.
True 240 ˄80 x6.0 ˄2.0 n/a 4
Taser
US D1T7 Taser RiskModifiers

The Taser is a special enemy equipped with a modified CAR-4 Assault Rifle with a unique gadget that has the ability to stun heisters. When used, the target heister's point of view will be shaking, and fire without the player's consent.
During this stun, the player can attempt to line out the shots against the Taser. However, the player is still vulnerable to attacks, allowing for other cops to take down the perpetrator, or even neutralizing the heister if enough time passes by while stunned.

Tasers can be identified by their bright yellow colors on their outfit, and loud 'charging' sound effect.
True 900 ˄300 x6.0 ˄2.0 n/a 2
Medic
US D3T4 Medic RiskModifiers

Information based on regular gameplay, not Holdout nor Crime Spree.
The Medic is a special enemy equipped with a CAR-4 Assault Rifle or Reinfeld 880 Pump Shotgun. The Medic has the ability to revive one nearby allied unit at a max range of 7 meters, disregarding any obstruction between the Medic and the healed unit.
There is no prioritization on this healing ability; If a 40 HP cop and a Bulldozer were on the same range for healing, the Medic will heal the cop if he is 'killed' first, leaving the Bulldozer for dead. This ability cannot be used too frequently, and has a base cooldown timer of 3 seconds.

Medics can be identified by their high contrast white and red colors used through their outfit.
True 900 ˄300 x6.0 ˄2.0 n/a 3
Cloaker
US Cloaker RiskModifiers

The Cloaker is a special enemy equipped with a heavily modified Compact-5 Submachine Gun. The Cloaker has the unique ability to hide on certain scripted areas to ambush the player if the heister gets close enough. Additionally, Cloakers have the ability to rush towards a heister to incapacitate him via a melee attack knockdown, in which scenario, their night vision goggles will glow green and a loud alarm-like sound will play, alerting nearby crew members.

Cloakers can be identified by their unique helmet equipment and dark clothes. Additionally, Cloakers will play an ECM-like sound effect when one is nearby.
True 1,800 ˄600 x18.0 ˄6.0 n/a 2
Bulldozer (Green)
US D1 Greendozer RiskModifiers

The Greendozer is one of the five Bulldozer variants, this one having the capacity to deal large amounts of damage per shot with his Reinfeld 880, at the cost of a rather slow fire rate and reduced effectiveness on medium-long distances.

Easily identified by their loud footsteps, or large colored armor that distinguishes them from the crowd.
True 6,000 ˄2,000 x15.0 ˄5.0 n/a 2A
Bulldozer (Black)
US D1T7 Blackdozer RiskModifiers

The Blackdozer is the second variant, this one having a mixture of the Skulldozer and Greendozer, mixing medium damage and medium fire rate on an IZHMA 12G. Unfortunately, the Blackdozer fires so fast in bursts that most of his ammo is nullified by i-frames.

Same distinguishable clues as the previous dozer, albeit this one is with a black colored texture.
True 6,000 ˄2,000 x15.0 ˄5.0 n/a 2A
Bulldozer (Skull)
US D1T7 Skulldozer RiskModifiers

The Skulldozer is the third variant, equipped with a KSP LMG that is capable of dealing high amounts of damage both in short and long range. Additionally, as an LMG, the Skulldozer can hold the finger on the trigger for long periods of time before requiring to reload.

Same distinguishable clues as the previous dozers, albeit this one is with an urban camouflage texture and custom faceplate spray.
False 6,000 ˄2,000 x15.0 ˄5.0 n/a 2A
Bulldozer (Medic)
US D1 Medicdozer RiskModifiers

The Medicdozer is the fifth and last variant, equipped with a Compact-5, this is the weakest dozer overall damage-wise. However, one should note that this dozer can also revive nearby units. If one is not careful, other Medics or even Medicdozers, can gather together and create a healing circle, making it difficult to take them down.

Same distinguishable clues as the previous dozer, albeit this one is with bright red and white colors.
False 6,000 ˄2,000 x15.0 ˄5.0 n/a 2B
Bulldozer (Minigun)
US D1 Minidozer RiskModifiers

The Minigun Bulldozer is the fourth variant, equipped with a Minigun that has the same high damage potential as the Skulldozer. With a x2 HP multiplier, the Minigun Dozer can be tough to kill, at the cost that the dozer will go at an extremely slow speed.

Same distinguishable clues as the previous dozers, albeit this one is with a desert camouflage texture and custom faceplay spray.
False 6,000 ˄2,000 x15.0 ˄5.0 n/a 2B
Other Enemies
Entity Spawnable Hit Points Headshot Multiplier Damage Spawn Limit
Light Units
US D3T4 Light RiskModifiers

The backbone of the enemy team, Light Units are the most basic of units that will spawn over the course of an assault. These units are the weakest of the spawn pool, as they lack any unique ability that a large portion of other units possess.
The FBI Team variant of this unit is capable of using the following guns:

True 240 ˄80 x6.0 ˄2.0 n/a n/a
Heavy Units
US D3T4 Heavy RiskModifiers

The second core entity in an assault, Heavy Units are in every aspect the same as their sister variant Light Units, except for the passive bonus of having bullet proof vests and x2.0 HP in comparison to Lights.
The FBI Team variant of this unit is capable of using the following guns:

True 480 ˄160 x6.0 ˄2.0 n/a n/a
Bosses
The Commissar
BOSS Commissar RiskModifiers

Exclusive to the Hotline Miami D2 job
Giorgi "The Commissar" Beira was both the leader of a Russian Mafia and had a key role as a District Attorney for Hoxton's case. In order for The Dentist to proceed with his plan of the district attorney to approve the transport of Hoxton for a re-trial, which in turn allows The Payday Gang to intercept and extract him, fear needs to be applied to the district attorney. Killing one of their members is ensured to motivate them.

In order to kill him, they track him down to his apartment, where he hides inside a vault. Once he's brought out, he uses a KSP Light Machine Gun in a last ditch effort to keep himself alive. The Commissar can be staggered and knocked to the floor with enough damage. The headshot damage scaling is disabled, staying at a base x2.0 headshot damage. He does not wear any large armor, but a Lightweight Ballistic Vest under his suit.
True 6,000 ˄3,000 x2.0 n/a 1
The Informant
BOSS Informant RiskModifiers

Exclusive to the Hoxton Revenge job.
As Hoxton gathers evidence to pinpoint who ratted him out, he tracks down the location down to a protected safehouse where the FBI Informant is hiding. The Payday Gang goes to the safe house and find their own method to bring him out of the panic room and kill him.

The Informant wields an IZHMA 12G Shotgun if loud, otherwise a Chimano 88 Pistol on stealth (will not use unless startled). The Informant can be staggered and knocked to the floor with enough damage. He has the lowest headshot multiplier of any other boss, and does not scale on difficulty either, x1.0 headshot damage multiplier. Additionally, he will be seen wearing a full Improved Combined Tactical Vest armor kit, albeit no bullet proof areas are made unlike a Heavy Unit.
True 6,000 ˄2,000 x1.0 n/a 1
Biker Boss
BOSS Biker RiskModifiers

Exclusive to the Biker Heist D2 job.
The Biker Boss is the leader of the OVERKILL MC biker gang who was in charge of the operation for transporting a BCI Helmet via train. Bain and The Elephant collaborate to find where it is being transported and intercept them to take it away from them. The Biker Boss, however, will not be handing them the helmet without a fight.

The Biker Boss will be wielding a KSP Light Machine Gun, assisted by a handful of goons. She is the only boss that has full knockback immunity, and with addition to not having any headshot damage scaling other than the base x2.0 headshot damage, it makes her a tough target to kill for an inexperienced crew, sometimes requiring focused fire. Additionally, she will be seen wearing an Improved Combined Tactical Vest, albeit without the forearm protection. Regardless, this is purely cosmetic and does not give any unique effects, unlike a Heavy Unit's bullet proof armor.
True 18,000 ˄15,000 x2.0 n/a 1
Chavez
BOSS Chavez RiskModifiers

Exclusive to the Panic Room (Payday 2) job.
Chavez is the boss of a local gang. He stores all his valuables in a panic room bolted to the floor and roof in a room from a gang-controlled apartment complex. The gang will need to find and kill Chavez to take his keys and open the door.

Chavez wields Akimbo Chimano 88 Pistols, assisted by a handful of goons. He can be staggered and knocked to the floor with enough damage. There are no headshot damage multipliers scaling as difficulties increase other than a x2.0 headshot damage multiplier. Additionally, Chavez will be seen wearing a Ballistic Vest, but does not provide any gameplay changers unlike a Heavy Unit's bullet proof armor.
True 6,000 ˄3,000 x2.0 n/a 1
Ernesto Sosa
BOSS Sosa RiskModifiers

Exclusive to the Scarface Mansion job.
Ernesto Sosa is the assassination target The Payday Gang is commissioned to kill by any methods necessary. This contract is asked by The Butcher after Ernesto and his cartel gank one of her ships that was on course for a smuggling operation.

Ernesto wields a Little Friend 7.62 Assault Rifle, assisted by a handful of goons on loud, or a Bronco .44 Pistol on stealth (will not use unless startled). Similar to most other bosses, he can be staggered and knocked to the floor with enough damage. He will be wearing Bulldozer-like armor plates to protect himself, but they are extremely weak and can be easily taken off with a handful of bullets. Additionally, Ernesto is the only enemy to have headshot damage scaling multiplier as difficulties go, making his head the highest priority unlike other bosses.
True 10,500 ˄3,500 x6.0 ˄2.0 n/a 1
Unique Special Enemies
SWAT Turret
US D1 SWAT Turret RiskModifiers

This is referring to the SWAT Van Turret, not the scripted-event turrets, such as in Henry's Rock. Some info may be relevant to other types, but not all.
The SWAT Turret is an area denial weapon that discourages/blocks heisters from going into a specific area. SWAT Turrets can arrive at any given moment during loud, or even sometimes the SWAT Turret is already in place, but waiting for heisters to come in close, in which case the turret will rise and start its attack.
In order to destroy a turret, their shield needs to be destroyed first up to 3 times. Once destroyed, target their weak spot, which is their 'camera' spot. Aiming there is critical for taking down the turret, otherwise use an explosive weapon (x7.0 explosive damage multiplier).

Do note, turrets have a damage received cap both for bullets and explosives, which means that you cannot deal more than 3,500 DMG to the shield per shot/explosive, nor 42,000 DMG to the base turret, making a high alpha damage weapon such as the HRL-7 Rocket Launcher's 12,500 DMG just as effective as an Arbiter Grenade Launcher's 480 DMG.
True (?) 265K ˄131K x100.0 n/a Varies
Bulldozer (Titan)
EVT D1 Titandozer RiskModifiers

The Titandozer is in every aspect a regular Bulldozer unit, except for lacking a head and carrying a shield on their back. Titandozers carry a KSP Light Machine Gun just as the Skulldozer, moving at an extremely slow sleep that even a crouching heister can outrun. However, on the close range maps they spawn, distance is not important (debatable on Lab Rats), giving themselves the upper hand for not needing to travel extremely long distances.

Titandozers's outfit is composed of white and black colors, with the shield on their back writing "Suck it!" on large, bold letters.
True 6,000 ˄2,000 x3.0 ˄1.0 n/a n/a
Shield (Captain)
US D3 Winters RiskModifiers

Captain Neville Winters is an amplified shield unit with unique abilities and extra durability. Winters will spawn with 10 other minion units, moving to a set position on the map. Once set, an endless assault will be set and all enemies receive a damage resistance of 5% every 5 seconds, up to 50%.

Winters will not retreat until only 3 Phalanx shields are left, or he is critically injured to 20% of his total health. Assault will return to normal and immediately start 'fading' assault phase, even if Winters spawned during an endless assault heist phase.
True (?) 6,000 ˄3,000 x15.0 ˄5.0 n/a 1
Shield (Phalanx)
US D3 Formation RiskModifiers

Information based on regular gameplay, not Holdout nor Crime Spree.
Phalanx Shields are the equivalent to their sister variant, Shield, except they spawn in groups of 10 together with Captain Winters.

They stand amidst Captain Winters in a regular polygon shape, with one unit corresponding to one edge of the figure. If one is killed, they will rearrange into a lower edge count shape. Once Winters is critically injured, or only 3 Phalanx units are left standing, Winters will retreat, leaving behind any Phalanx units.
True (?) 3,000 ˄1,500 x15.0 ˄5.0 n/a n/a
Cloaker (Guardian)
EVT D3 CloakerGuard RiskModifiers

Exclusive to The White House job.

The Guardians are gameplay-wise cosmetically modified Cloaker units. These units use a special outfit mixing black and gold colors, a special rifle, unique particle effects surrounding the model, and have their sound effects changed. Regardless of these visual changes, their AI logic will stick to normal and attack players on distance, and start charging once there is a clear path between the Guardian and the heister.
True (?) 3,000 ˄1,000 x18.0 ˄6.0 n/a n/a
ZEAL Marksman
US D1 Marksman RiskModifiers

Exclusive to Crime Spree and Holdout.
The ZEAL Marksman unit is a hybrid of the Sniper and a Heavy ZEAL Unit. The marksman has the special armor piercing capability as a regular sniper, while also being allowed to traverse across the map as a regular unit, instead of being restricted to a designated map position. This unit also shares the same body armor as a heavy unit.

Despite having armor piercing rounds, a converted unit will not pierce through Shields.
True (?) 480 ˄160 x6.0 ˄2.0 n/a n/a
Reward Modifiers
Name Value
Experience
Global Contract RiskModifiers

To level up on PAYDAY 2, one must obtain Experience Points. These points are obtained through the course of a heist by doing multiple tasks.
Each heist has their own unique amount of experience reward per task, speed to complete them, and total amount of tasks to do. There are also methods to amplify your total obtained experience, such as equipping weapon boosters, fulfilling your perk deck or obtaining a stealth completion bonus, and others.

To clarify one last time, experience is obtained by completing tasks. It is not given by simply completing a heist, such as joining at the very last part of a heist.
Experience rewards have a multiplier of x10.0, increased by ˄5.0
Loot Bags
Global LootBag RiskModifiers

Most heists will require the transportation of Loot Bags through the map, whether it be to deploy a thermal drill to break into the vault, or secure valuable loot into the van.
Different loot has different weights, so one should expect that a warhead will be heavier than a painting. Additionally, medium-heavy loot will block the player from sprinting.

Different heists have different kinds of loot, and so will be their securing method. Be sure to follow the instructions of the announcer or help signs on your HUD to find where to secure your loot.
Value of secured loot have a multiplier of x4.2, increased by ˄0.6
Loose Loot
Global Money RiskModifiers

Not all loot needs to be in a bag, some other loot can be instantly picked up. Loose Loot is found in some heists, with a value less than a fraction of what their bag counterpart would pay for. However, this doesn't need to be bagged and any heister can just go to it and secure it immediately.

Leaving loose loot behind is acceptable due to the incredibly high loot bag value multipliers that difficulties offer in counterpart to this kind of loot. One could secure all the loose money in Golden Grin Casino's vault, and it will still be insufficient to match a single bag of money from said vault, not even to mention the additional millions of dollars gained by the contract's payment.
Value of loose loot have a multiplier of x10.0, increased by ˄5.0
Miscellaneous
Name Information
Gamemode Crime Spree and Holdout are set on the Overkill difficulty.
n/a n/a
n/a n/a
Gray markers represent entities that aren't able to spawn naturally (continuous assault) on said difficulty.
Green markers represent entities that received a positive attribute in comparison to past difficulty.
Red markers represent entities that received a negative attribute in comparison to past difficulty.

Mayhem HardDiffSkullHardDiffSkullHardDiffSkullMayhemDiffSkull[]

RiskLevel4

Risk Level 4

Recommended for above average players willing to increase the difficulty, around reputation levels 60 to 75.

Mayhem Difficulty Modifiers
Special Enemies
Entity Non-Script Spawnable Hit Points Headshot Multiplier Damage Spawn Limit
Sniper
US D3 Sniper RiskModifiers

Despite there being an FBI variant of the Sniper, the SWAT variant is used more often, regardless of difficulty. Other than visual, there are no gameplay differences.
The Sniper is a special enemy equipped with a modified Gewehr 3 that tends to appear on rooftops, windows, or anywhere with a good vantage point, capable of greatly damaging or destroying the armor from the player, making it vulnerable to nearby enemy units or a follow up lethal shot.

The Sniper can be identified by his bright red laser and the loud report of his rifle. Additionally, the announcer may warn players about cops setting a sniper team in a designated position.
True 240 ˄120 x4.0 ˅2.0 n/a Varies
Shield
US D5T7 Shield RiskModifiers

The Shield is a special enemy equipped with the standard CMP Submachine Gun, providing cover to his fellow comrades and/or obstructs the heister's path.

Shields can be identified by their key equipment, a large ballistic shield impermeable to most weapons.
True 480 ˄240 x4.0 ˅2.0 n/a 4
Taser
US D1T7 Taser RiskModifiers

The Taser is a special enemy equipped with a modified CAR-4 Assault Rifle with a unique gadget that has the ability to stun heisters. When used, the target heister's point of view will be shaking, and fire without the player's consent.
During this stun, the player can attempt to line out the shots against the Taser. However, the player is still vulnerable to attacks, allowing for other cops to take down the perpetrator, or even neutralizing the heister if enough time passes by while stunned.

Tasers can be identified by their bright yellow colors on their outfit, and loud 'charging' sound effect.
True 1,800 ˄900 x4.0 ˅2.0 n/a 3 ˄1
Medic
US D5T7 Medic RiskModifiers

Information based on regular gameplay, not Holdout nor Crime Spree.
The Medic is a special enemy equipped with a CAR-4 Assault Rifle or Reinfeld 880 Pump Shotgun. The Medic has the ability to revive one nearby allied unit at a max range of 7 meters, disregarding any obstruction between the Medic and the healed unit.
There is no prioritization on this healing ability; If a 40 HP cop and a Bulldozer were on the same range for healing, the Medic will heal the cop if he is 'killed' first, leaving the Bulldozer for dead. This ability cannot be used too frequently, and has a base cooldown timer of 3 seconds.

Medics can be identified by their high contrast white and red colors used through their outfit.
True 1,800 ˄900 x4.0 ˅2.0 n/a 3
Cloaker
US Cloaker RiskModifiers

The Cloaker is a special enemy equipped with a heavily modified Compact-5 Submachine Gun. The Cloaker has the unique ability to hide on certain scripted areas to ambush the player if the heister gets close enough. Additionally, Cloakers have the ability to rush towards a heister to incapacitate him via a melee attack knockdown, in which scenario, their night vision goggles will glow green and a loud alarm-like sound will play, alerting nearby crew members.

Cloakers can be identified by their unique helmet equipment and dark clothes. Additionally, Cloakers will play an ECM-like sound effect when one is nearby.
True 3,600 ˄1,800 x12.0 ˅6.0 n/a 2
Bulldozer (Green)
US D1 Greendozer RiskModifiers

The Greendozer is one of the five Bulldozer variants, this one having the capacity to deal large amounts of damage per shot with his Reinfeld 880, at the cost of a rather slow fire rate and reduced effectiveness on medium-long distances.

Easily identified by their loud footsteps, or large colored armor that distinguishes them from the crowd.
True 12,000 ˄6,000 x10.0 ˅5.0 n/a 2A
Bulldozer (Black)
US D1T7 Blackdozer RiskModifiers

The Blackdozer is the second variant, this one having a mixture of the Skulldozer and Greendozer, mixing medium damage and medium fire rate on an IZHMA 12G. Unfortunately, the Blackdozer fires so fast in bursts that most of his ammo is nullified by i-frames.

Same distinguishable clues as the previous dozer, albeit this one is with a black colored texture.
True 12,000 ˄6,000 x10.0 ˅5.0 n/a 2A
Bulldozer (Skull)
US D1T7 Skulldozer RiskModifiers

The Skulldozer is the third variant, equipped with a KSP LMG that is capable of dealing high amounts of damage both in short and long range. Additionally, as an LMG, the Skulldozer can hold the finger on the trigger for long periods of time before requiring to reload.

Same distinguishable clues as the previous dozers, albeit this one is with an urban camouflage texture and custom faceplate spray.
False 12,000 ˄6,000 x10.0 ˅5.0 n/a 2A
Bulldozer (Medic)
US D1 Medicdozer RiskModifiers

The Medicdozer is the fifth and last variant, equipped with a Compact-5, this is the weakest dozer overall damage-wise. However, one should note that this dozer can also revive nearby units. If one is not careful, other Medics or even Medicdozers, can gather together and create a healing circle, making it difficult to take them down.

Same distinguishable clues as the previous dozer, albeit this one is with bright red and white colors.
False 12,000 ˄6,000 x10.0 ˅5.0 n/a 2B
Bulldozer (Minigun)
US D1 Minidozer RiskModifiers

The Minigun Bulldozer is the fourth variant, equipped with a Minigun that has the same high damage potential as the Skulldozer. With a x2 HP multiplier, the Minigun Dozer can be tough to kill, at the cost that the dozer will go at an extremely slow speed.

Same distinguishable clues as the previous dozers, albeit this one is with a desert camouflage texture and custom faceplay spray.
False 12,000 ˄6,000 x10.0 ˅5.0 n/a 2B
Other Enemies
Entity Spawnable Hit Points Headshot Multiplier Damage Spawn Limit
Light Units
US D5T7 Light RiskModifiers

The backbone of the enemy team, Light Units are the most basic of units that will spawn over the course of an assault. These units are the weakest of the spawn pool, as they lack any unique ability that a large portion of other units possess.
The GenSec Industries variant of this unit is capable of using the following guns:

True 480 ˄240 x4.0 ˅2.0 n/a n/a
Heavy Units
US D5T7 Heavy RiskModifiers

The second core entity in an assault, Heavy Units are in every aspect the same as their sister variant Light Units, except for the passive bonus of having bullet proof vests and x2.0 HP in comparison to Lights.
The GenSec Industries variant of this unit is capable of using the following guns:

True 960 ˄480 x4.0 ˅2.0 n/a n/a
Bosses
The Commissar
BOSS Commissar RiskModifiers

Exclusive to the Hotline Miami D2 job
Giorgi "The Commissar" Beira was both the leader of a Russian Mafia and had a key role as a District Attorney for Hoxton's case. In order for The Dentist to proceed with his plan of the district attorney to approve the transport of Hoxton for a re-trial, which in turn allows The Payday Gang to intercept and extract him, fear needs to be applied to the district attorney. Killing one of their members is ensured to motivate them.

In order to kill him, they track him down to his apartment, where he hides inside a vault. Once he's brought out, he uses a KSP Light Machine Gun in a last ditch effort to keep himself alive. The Commissar can be staggered and knocked to the floor with enough damage. The headshot damage scaling is disabled, staying at a base x2.0 headshot damage. He does not wear any large armor, but a Lightweight Ballistic Vest under his suit.
True 9,000 ˄3,000 x2.0 n/a 1
The Informant
BOSS Informant RiskModifiers

Exclusive to the Hoxton Revenge job.
As Hoxton gathers evidence to pinpoint who ratted him out, he tracks down the location down to a protected safehouse where the FBI Informant is hiding. The Payday Gang goes to the safe house and find their own method to bring him out of the panic room and kill him.

The Informant wields an IZHMA 12G Shotgun if loud, otherwise a Chimano 88 Pistol on stealth (will not use unless startled). The Informant can be staggered and knocked to the floor with enough damage. He has the lowest headshot multiplier of any other boss, and does not scale on difficulty either, x1.0 headshot damage multiplier. Additionally, he will be seen wearing a full Improved Combined Tactical Vest armor kit, albeit no bullet proof areas are made unlike a Heavy Unit.
True 9,000 ˄3,000 x1.0 n/a 1
Biker Boss
BOSS Biker RiskModifiers

Exclusive to the Biker Heist D2 job.
The Biker Boss is the leader of the OVERKILL MC biker gang who was in charge of the operation for transporting a BCI Helmet via train. Bain and The Elephant collaborate to find where it is being transported and intercept them to take it away from them. The Biker Boss, however, will not be handing them the helmet without a fight.

The Biker Boss will be wielding a KSP Light Machine Gun, assisted by a handful of goons. She is the only boss that has full knockback immunity, and with addition to not having any headshot damage scaling other than the base x2.0 headshot damage, it makes her a tough target to kill for an inexperienced crew, sometimes requiring focused fire. Additionally, she will be seen wearing an Improved Combined Tactical Vest, albeit without the forearm protection. Regardless, this is purely cosmetic and does not give any unique effects, unlike a Heavy Unit's bullet proof armor.
True 30,000 ˄12,000 x2.0 n/a 1
Chavez
BOSS Chavez RiskModifiers

Exclusive to the Panic Room (Payday 2) job.
Chavez is the boss of a local gang. He stores all his valuables in a panic room bolted to the floor and roof in a room from a gang-controlled apartment complex. The gang will need to find and kill Chavez to take his keys and open the door.

Chavez wields Akimbo Chimano 88 Pistols, assisted by a handful of goons. He can be staggered and knocked to the floor with enough damage. There are no headshot damage multipliers scaling as difficulties increase other than a x2.0 headshot damage multiplier. Additionally, Chavez will be seen wearing a Ballistic Vest, but does not provide any gameplay changers unlike a Heavy Unit's bullet proof armor.
True 9,000 ˄3,000 x2.0 n/a 1
Ernesto Sosa
BOSS Sosa RiskModifiers

Exclusive to the Scarface Mansion job.
Ernesto Sosa is the assassination target The Payday Gang is commissioned to kill by any methods necessary. This contract is asked by The Butcher after Ernesto and his cartel gank one of her ships that was on course for a smuggling operation.

Ernesto wields a Little Friend 7.62 Assault Rifle, assisted by a handful of goons on loud, or a Bronco .44 Pistol on stealth (will not use unless startled). Similar to most other bosses, he can be staggered and knocked to the floor with enough damage. He will be wearing Bulldozer-like armor plates to protect himself, but they are extremely weak and can be easily taken off with a handful of bullets. Additionally, Ernesto is the only enemy to have headshot damage scaling multiplier as difficulties go, making his head the highest priority unlike other bosses.
True 21,000 ˄10,500 x4.0 ˅2.0 n/a 1
Unique Special Enemies
SWAT Turret
US D1 SWAT Turret RiskModifiers

This is referring to the SWAT Van Turret, not the scripted-event turrets, such as in Henry's Rock. Some info may be relevant to other types, but not all.
The SWAT Turret is an area denial weapon that discourages/blocks heisters from going into a specific area. SWAT Turrets can arrive at any given moment during loud, or even sometimes the SWAT Turret is already in place, but waiting for heisters to come in close, in which case the turret will rise and start its attack.
In order to destroy a turret, their shield needs to be destroyed first up to 3 times. Once destroyed, target their weak spot, which is their 'camera' spot. Aiming there is critical for taking down the turret, otherwise use an explosive weapon (x7.0 explosive damage multiplier).

Do note, turrets have a damage received cap both for bullets and explosives, which means that you cannot deal more than 3,500 DMG to the shield per shot/explosive, nor 42,000 DMG to the base turret, making a high alpha damage weapon such as the HRL-7 Rocket Launcher's 12,500 DMG just as effective as an Arbiter Grenade Launcher's 480 DMG.
True (?) 421K ˄156K x100.0 n/a Varies
Bulldozer (Titan)
EVT D1 Titandozer RiskModifiers

The Titandozer is in every aspect a regular Bulldozer unit, except for lacking a head and carrying a shield on their back. Titandozers carry a KSP Light Machine Gun just as the Skulldozer, moving at an extremely slow sleep that even a crouching heister can outrun. However, on the close range maps they spawn, distance is not important (debatable on Lab Rats), giving themselves the upper hand for not needing to travel extremely long distances.

Titandozers's outfit is composed of white and black colors, with the shield on their back writing "Suck it!" on large, bold letters.
True 12,000 ˄6,000 x2.0 ˅1.0 n/a n/a
Shield (Captain)
US D3 Winters RiskModifiers

Captain Neville Winters is an amplified shield unit with unique abilities and extra durability. Winters will spawn with 10 other minion units, moving to a set position on the map. Once set, an endless assault will be set and all enemies receive a damage resistance of 5% every 5 seconds, up to 50%.

Winters will not retreat until only 3 Phalanx shields are left, or he is critically injured to 20% of his total health. Assault will return to normal and immediately start 'fading' assault phase, even if Winters spawned during an endless assault heist phase.
True (?) 8,000 ˄2,000 x10.0 ˅5.0 n/a 1
Shield (Phalanx)
US D3 Formation RiskModifiers

Information based on regular gameplay, not Holdout nor Crime Spree.
Phalanx Shields are the equivalent to their sister variant, Shield, except they spawn in groups of 10 together with Captain Winters.

They stand amidst Captain Winters in a regular polygon shape, with one unit corresponding to one edge of the figure. If one is killed, they will rearrange into a lower edge count shape. Once Winters is critically injured, or only 3 Phalanx units are left standing, Winters will retreat, leaving behind any Phalanx units.
True (?) 4,000 ˄1,000 x10.0 ˅5.0 n/a n/a
Cloaker (Guardian)
EVT D3 CloakerGuard RiskModifiers

Exclusive to The White House job.

The Guardians are gameplay-wise cosmetically modified Cloaker units. These units use a special outfit mixing black and gold colors, a special rifle, unique particle effects surrounding the model, and have their sound effects changed. Regardless of these visual changes, their AI logic will stick to normal and attack players on distance, and start charging once there is a clear path between the Guardian and the heister.
True (?) 6,000 ˄3,000 x12.0 ˅6.0 n/a n/a
ZEAL Marksman
US D1 Marksman RiskModifiers

Exclusive to Crime Spree and Holdout.
The ZEAL Marksman unit is a hybrid of the Sniper and a Heavy ZEAL Unit. The marksman has the special armor piercing capability as a regular sniper, while also being allowed to traverse across the map as a regular unit, instead of being restricted to a designated map position. This unit also shares the same body armor as a heavy unit.

Despite having armor piercing rounds, a converted unit will not pierce through Shields.
False (?) 960 ˄480 x4.0 ˅2.0 n/a n/a
Reward Modifiers
Name Value
Experience
Global Contract RiskModifiers

To level up on PAYDAY 2, one must obtain Experience Points. These points are obtained through the course of a heist by doing multiple tasks.
Each heist has their own unique amount of experience reward per task, speed to complete them, and total amount of tasks to do. There are also methods to amplify your total obtained experience, such as equipping weapon boosters, fulfilling your perk deck or obtaining a stealth completion bonus, and others.

To clarify one last time, experience is obtained by completing tasks. It is not given by simply completing a heist, such as joining at the very last part of a heist.
Experience rewards have a multiplier of x11.5, increased by ˄1.5
Loot Bags
Global LootBag RiskModifiers

Most heists will require the transportation of Loot Bags through the map, whether it be to deploy a thermal drill to break into the vault, or secure valuable loot into the van.
Different loot has different weights, so one should expect that a warhead will be heavier than a painting. Additionally, medium-heavy loot will block the player from sprinting.

Different heists have different kinds of loot, and so will be their securing method. Be sure to follow the instructions of the announcer or help signs on your HUD to find where to secure your loot.
Value of secured loot have a multiplier of x7.2, increased by ˄3.0
Loose Loot
Global Money RiskModifiers

Not all loot needs to be in a bag, some other loot can be instantly picked up. Loose Loot is found in some heists, with a value less than a fraction of what their bag counterpart would pay for. However, this doesn't need to be bagged and any heister can just go to it and secure it immediately.

Leaving loose loot behind is acceptable due to the incredibly high loot bag value multipliers that difficulties offer in counterpart to this kind of loot. One could secure all the loose money in Golden Grin Casino's vault, and it will still be insufficient to match a single bag of money from said vault, not even to mention the additional millions of dollars gained by the contract's payment.
Value of loose loot have a multiplier of x13.0, increased by ˄3.0
Miscellaneous
Name Information
Enemy Team Enemies will spawn as the GenSec Industries variant.
Enemy Team Some Bulldozer spawn sequences will now spawn a Skulldozer.
Gameplay Most heists will now be more difficult when playing stealth.
Gameplay On Mayhem and above, i-frames are decreased from 0.45s to 0.35s.
Gray markers represent entities that aren't able to spawn naturally (continuous assault) on said difficulty.
Green markers represent entities that received a positive attribute in comparison to past difficulty.
Red markers represent entities that received a negative attribute in comparison to past difficulty.

Death Wish HardDiffSkullHardDiffSkullHardDiffSkullMayhemDiffSkullDWDiffSkull[]

RiskLevel5

Risk Level 5

Recommended for experienced players, around reputation levels 75 to 100.

Death Wish Difficulty Modifiers
Special Enemies
Entity Non-Script Spawnable Hit Points Headshot Multiplier Damage Spawn Limit
Sniper
US D3 Sniper RiskModifiers

Despite there being an FBI variant of the Sniper, the SWAT variant is used more often, regardless of difficulty. Other than visual, there are no gameplay differences.
The Sniper is a special enemy equipped with a modified Gewehr 3 that tends to appear on rooftops, windows, or anywhere with a good vantage point, capable of greatly damaging or destroying the armor from the player, making it vulnerable to nearby enemy units or a follow up lethal shot.

The Sniper can be identified by his bright red laser and the loud report of his rifle. Additionally, the announcer may warn players about cops setting a sniper team in a designated position.
True 240 x3.0 ˅1.0 n/a Varies
Shield
US D5T7 Shield RiskModifiers

The Shield is a special enemy equipped with the standard CMP Submachine Gun, providing cover to his fellow comrades and/or obstructs the heister's path.

Shields can be identified by their key equipment, a large ballistic shield impermeable to most weapons.
True 480 x3.0 ˅1.0 n/a 4
Taser
US D1T7 Taser RiskModifiers

The Taser is a special enemy equipped with a modified CAR-4 Assault Rifle with a unique gadget that has the ability to stun heisters. When used, the target heister's point of view will be shaking, and fire without the player's consent.
During this stun, the player can attempt to line out the shots against the Taser. However, the player is still vulnerable to attacks, allowing for other cops to take down the perpetrator, or even neutralizing the heister if enough time passes by while stunned.

Tasers can be identified by their bright yellow colors on their outfit, and loud 'charging' sound effect.
True 1,800 x3.0 ˅1.0 n/a 3
Medic
US D5T7 Medic RiskModifiers

Information based on regular gameplay, not Holdout nor Crime Spree.
The Medic is a special enemy equipped with a CAR-4 Assault Rifle or Reinfeld 880 Pump Shotgun. The Medic has the ability to revive one nearby allied unit at a max range of 7 meters, disregarding any obstruction between the Medic and the healed unit.
There is no prioritization on this healing ability; If a 40 HP cop and a Bulldozer were on the same range for healing, the Medic will heal the cop if he is 'killed' first, leaving the Bulldozer for dead. This ability cannot be used too frequently, and has a base cooldown timer of 3 seconds.

Medics can be identified by their high contrast white and red colors used through their outfit.
True 1,800 x3.0 ˅1.0 n/a 3
Cloaker
US Cloaker RiskModifiers

The Cloaker is a special enemy equipped with a heavily modified Compact-5 Submachine Gun. The Cloaker has the unique ability to hide on certain scripted areas to ambush the player if the heister gets close enough. Additionally, Cloakers have the ability to rush towards a heister to incapacitate him via a melee attack knockdown, in which scenario, their night vision goggles will glow green and a loud alarm-like sound will play, alerting nearby crew members.

Cloakers can be identified by their unique helmet equipment and dark clothes. Additionally, Cloakers will play an ECM-like sound effect when one is nearby.
True 3,600 x9.0 ˅3.0 n/a 2
Bulldozer (Green)
US D1 Greendozer RiskModifiers

The Greendozer is one of the five Bulldozer variants, this one having the capacity to deal large amounts of damage per shot with his Reinfeld 880, at the cost of a rather slow fire rate and reduced effectiveness on medium-long distances.

Easily identified by their loud footsteps, or large colored armor that distinguishes them from the crowd.
True 12,000 x7.5 ˅2.5 n/a 2A
Bulldozer (Black)
US D1T7 Blackdozer RiskModifiers

The Blackdozer is the second variant, this one having a mixture of the Skulldozer and Greendozer, mixing medium damage and medium fire rate on an IZHMA 12G. Unfortunately, the Blackdozer fires so fast in bursts that most of his ammo is nullified by i-frames.

Same distinguishable clues as the previous dozer, albeit this one is with a black colored texture.
True 12,000 x7.5 ˅2.5 n/a 2A
Bulldozer (Skull)
US D1T7 Skulldozer RiskModifiers

The Skulldozer is the third variant, equipped with a KSP LMG that is capable of dealing high amounts of damage both in short and long range. Additionally, as an LMG, the Skulldozer can hold the finger on the trigger for long periods of time before requiring to reload.

Same distinguishable clues as the previous dozers, albeit this one is with an urban camouflage texture and custom faceplate spray.
True 12,000 x7.5 ˅2.5 n/a 2A
Bulldozer (Medic)
US D1 Medicdozer RiskModifiers

The Medicdozer is the fifth and last variant, equipped with a Compact-5, this is the weakest dozer overall damage-wise. However, one should note that this dozer can also revive nearby units. If one is not careful, other Medics or even Medicdozers, can gather together and create a healing circle, making it difficult to take them down.

Same distinguishable clues as the previous dozer, albeit this one is with bright red and white colors.
False 12,000 x7.5 ˅2.5 n/a 2B
Bulldozer (Minigun)
US D1 Minidozer RiskModifiers

The Minigun Bulldozer is the fourth variant, equipped with a Minigun that has the same high damage potential as the Skulldozer. With a x2 HP multiplier, the Minigun Dozer can be tough to kill, at the cost that the dozer will go at an extremely slow speed.

Same distinguishable clues as the previous dozers, albeit this one is with a desert camouflage texture and custom faceplay spray.
True 24,000 ˄12,000 x7.5 ˅2.5 n/a 2B
Other Enemies
Entity Spawnable Hit Points Headshot Multiplier Damage Spawn Limit
Light Units
US D5T7 Light RiskModifiers

The backbone of the enemy team, Light Units are the most basic of units that will spawn over the course of an assault. These units are the weakest of the spawn pool, as they lack any unique ability that a large portion of other units possess.
The GenSec Industries variant of this unit is capable of using the following guns:

True 480 x3.0 ˅1.0 n/a n/a
Heavy Units
US D5T7 Heavy RiskModifiers

The second core entity in an assault, Heavy Units are in every aspect the same as their sister variant Light Units, except for the passive bonus of having bullet proof vests and x2.0 HP in comparison to Lights.
The GenSec Industries variant of this unit is capable of using the following guns:

True 960 x3.0 ˅1.0 n/a n/a
Bosses
The Commissar
BOSS Commissar RiskModifiers

Exclusive to the Hotline Miami D2 job
Giorgi "The Commissar" Beira was both the leader of a Russian Mafia and had a key role as a District Attorney for Hoxton's case. In order for The Dentist to proceed with his plan of the district attorney to approve the transport of Hoxton for a re-trial, which in turn allows The Payday Gang to intercept and extract him, fear needs to be applied to the district attorney. Killing one of their members is ensured to motivate them.

In order to kill him, they track him down to his apartment, where he hides inside a vault. Once he's brought out, he uses a KSP Light Machine Gun in a last ditch effort to keep himself alive. The Commissar can be staggered and knocked to the floor with enough damage. The headshot damage scaling is disabled, staying at a base x2.0 headshot damage. He does not wear any large armor, but a Lightweight Ballistic Vest under his suit.
True 9,000 x2.0 n/a 1
The Informant
BOSS Informant RiskModifiers

Exclusive to the Hoxton Revenge job.
As Hoxton gathers evidence to pinpoint who ratted him out, he tracks down the location down to a protected safehouse where the FBI Informant is hiding. The Payday Gang goes to the safe house and find their own method to bring him out of the panic room and kill him.

The Informant wields an IZHMA 12G Shotgun if loud, otherwise a Chimano 88 Pistol on stealth (will not use unless startled). The Informant can be staggered and knocked to the floor with enough damage. He has the lowest headshot multiplier of any other boss, and does not scale on difficulty either, x1.0 headshot damage multiplier. Additionally, he will be seen wearing a full Improved Combined Tactical Vest armor kit, albeit no bullet proof areas are made unlike a Heavy Unit.
True 9,000 x1.0 n/a 1
Biker Boss
BOSS Biker RiskModifiers

Exclusive to the Biker Heist D2 job.
The Biker Boss is the leader of the OVERKILL MC biker gang who was in charge of the operation for transporting a BCI Helmet via train. Bain and The Elephant collaborate to find where it is being transported and intercept them to take it away from them. The Biker Boss, however, will not be handing them the helmet without a fight.

The Biker Boss will be wielding a KSP Light Machine Gun, assisted by a handful of goons. She is the only boss that has full knockback immunity, and with addition to not having any headshot damage scaling other than the base x2.0 headshot damage, it makes her a tough target to kill for an inexperienced crew, sometimes requiring focused fire. Additionally, she will be seen wearing an Improved Combined Tactical Vest, albeit without the forearm protection. Regardless, this is purely cosmetic and does not give any unique effects, unlike a Heavy Unit's bullet proof armor.
True 30,000 x2.0 n/a 1
Chavez
BOSS Chavez RiskModifiers

Exclusive to the Panic Room (Payday 2) job.
Chavez is the boss of a local gang. He stores all his valuables in a panic room bolted to the floor and roof in a room from a gang-controlled apartment complex. The gang will need to find and kill Chavez to take his keys and open the door.

Chavez wields Akimbo Chimano 88 Pistols, assisted by a handful of goons. He can be staggered and knocked to the floor with enough damage. There are no headshot damage multipliers scaling as difficulties increase other than a x2.0 headshot damage multiplier. Additionally, Chavez will be seen wearing a Ballistic Vest, but does not provide any gameplay changers unlike a Heavy Unit's bullet proof armor.
True 9,000 x2.0 n/a 1
Ernesto Sosa
BOSS Sosa RiskModifiers

Exclusive to the Scarface Mansion job.
Ernesto Sosa is the assassination target The Payday Gang is commissioned to kill by any methods necessary. This contract is asked by The Butcher after Ernesto and his cartel gank one of her ships that was on course for a smuggling operation.

Ernesto wields a Little Friend 7.62 Assault Rifle, assisted by a handful of goons on loud, or a Bronco .44 Pistol on stealth (will not use unless startled). Similar to most other bosses, he can be staggered and knocked to the floor with enough damage. He will be wearing Bulldozer-like armor plates to protect himself, but they are extremely weak and can be easily taken off with a handful of bullets. Additionally, Ernesto is the only enemy to have headshot damage scaling multiplier as difficulties go, making his head the highest priority unlike other bosses.
True 21,000 x3.0 ˅1.0 n/a 1
Unique Special Enemies
SWAT Turret
US D1 SWAT Turret RiskModifiers

This is referring to the SWAT Van Turret, not the scripted-event turrets, such as in Henry's Rock. Some info may be relevant to other types, but not all.
The SWAT Turret is an area denial weapon that discourages/blocks heisters from going into a specific area. SWAT Turrets can arrive at any given moment during loud, or even sometimes the SWAT Turret is already in place, but waiting for heisters to come in close, in which case the turret will rise and start its attack.
In order to destroy a turret, their shield needs to be destroyed first up to 3 times. Once destroyed, target their weak spot, which is their 'camera' spot. Aiming there is critical for taking down the turret, otherwise use an explosive weapon (x7.0 explosive damage multiplier).

Do note, turrets have a damage received cap both for bullets and explosives, which means that you cannot deal more than 3,500 DMG to the shield per shot/explosive, nor 42,000 DMG to the base turret, making a high alpha damage weapon such as the HRL-7 Rocket Launcher's 12,500 DMG just as effective as an Arbiter Grenade Launcher's 480 DMG.
True (?) 421K x100.0 n/a Varies
Bulldozer (Titan)
EVT D1 Titandozer RiskModifiers

The Titandozer is in every aspect a regular Bulldozer unit, except for lacking a head and carrying a shield on their back. Titandozers carry a KSP Light Machine Gun just as the Skulldozer, moving at an extremely slow sleep that even a crouching heister can outrun. However, on the close range maps they spawn, distance is not important (debatable on Lab Rats), giving themselves the upper hand for not needing to travel extremely long distances.

Titandozers's outfit is composed of white and black colors, with the shield on their back writing "Suck it!" on large, bold letters.
True 12,000 x1.5 ˅0.5 n/a n/a
Shield (Captain)
US D3 Winters RiskModifiers

Captain Neville Winters is an amplified shield unit with unique abilities and extra durability. Winters will spawn with 10 other minion units, moving to a set position on the map. Once set, an endless assault will be set and all enemies receive a damage resistance of 5% every 5 seconds, up to 50%.

Winters will not retreat until only 3 Phalanx shields are left, or he is critically injured to 20% of his total health. Assault will return to normal and immediately start 'fading' assault phase, even if Winters spawned during an endless assault heist phase.
True (?) 8,000 x7.5 ˅2.5 n/a 1
Shield (Phalanx)
US D3 Formation RiskModifiers

Information based on regular gameplay, not Holdout nor Crime Spree.
Phalanx Shields are the equivalent to their sister variant, Shield, except they spawn in groups of 10 together with Captain Winters.

They stand amidst Captain Winters in a regular polygon shape, with one unit corresponding to one edge of the figure. If one is killed, they will rearrange into a lower edge count shape. Once Winters is critically injured, or only 3 Phalanx units are left standing, Winters will retreat, leaving behind any Phalanx units.
True (?) 4,000 x7.5 ˅2.5 n/a n/a
Cloaker (Guardian)
EVT D3 CloakerGuard RiskModifiers

Exclusive to The White House job.

The Guardians are gameplay-wise cosmetically modified Cloaker units. These units use a special outfit mixing black and gold colors, a special rifle, unique particle effects surrounding the model, and have their sound effects changed. Regardless of these visual changes, their AI logic will stick to normal and attack players on distance, and start charging once there is a clear path between the Guardian and the heister.
True (?) 6,000 x9.0 ˅3.0 n/a n/a
ZEAL Marksman
US D1 Marksman RiskModifiers

Exclusive to Crime Spree and Holdout.
The ZEAL Marksman unit is a hybrid of the Sniper and a Heavy ZEAL Unit. The marksman has the special armor piercing capability as a regular sniper, while also being allowed to traverse across the map as a regular unit, instead of being restricted to a designated map position. This unit also shares the same body armor as a heavy unit.

Despite having armor piercing rounds, a converted unit will not pierce through Shields.
False (?) 960 x3.0 ˅1.0 n/a n/a
Reward Modifiers
Name Value
Experience
Global Contract RiskModifiers

To level up on PAYDAY 2, one must obtain Experience Points. These points are obtained through the course of a heist by doing multiple tasks.
Each heist has their own unique amount of experience reward per task, speed to complete them, and total amount of tasks to do. There are also methods to amplify your total obtained experience, such as equipping weapon boosters, fulfilling your perk deck or obtaining a stealth completion bonus, and others.

To clarify one last time, experience is obtained by completing tasks. It is not given by simply completing a heist, such as joining at the very last part of a heist.
Experience rewards have a multiplier of x13.0, increased by ˄1.5
Loot Bags
Global LootBag RiskModifiers

Most heists will require the transportation of Loot Bags through the map, whether it be to deploy a thermal drill to break into the vault, or secure valuable loot into the van.
Different loot has different weights, so one should expect that a warhead will be heavier than a painting. Additionally, medium-heavy loot will block the player from sprinting.

Different heists have different kinds of loot, and so will be their securing method. Be sure to follow the instructions of the announcer or help signs on your HUD to find where to secure your loot.
Value of secured loot have a multiplier of x8.2, increased by ˄1.0
Loose Loot
Global Money RiskModifiers

Not all loot needs to be in a bag, some other loot can be instantly picked up. Loose Loot is found in some heists, with a value less than a fraction of what their bag counterpart would pay for. However, this doesn't need to be bagged and any heister can just go to it and secure it immediately.

Leaving loose loot behind is acceptable due to the incredibly high loot bag value multipliers that difficulties offer in counterpart to this kind of loot. One could secure all the loose money in Golden Grin Casino's vault, and it will still be insufficient to match a single bag of money from said vault, not even to mention the additional millions of dollars gained by the contract's payment.
Value of loose loot have a multiplier of x13.0, no additional values.
Miscellaneous
Name Information
n/a n/a
n/a n/a
n/a n/a
Gray markers represent entities that aren't able to spawn naturally (continuous assault) on said difficulty.
Green markers represent entities that received a positive attribute in comparison to past difficulty.
Red markers represent entities that received a negative attribute in comparison to past difficulty.

Death Sentence HardDiffSkullHardDiffSkullHardDiffSkullMayhemDiffSkullDWDiffSkullODDiffSkull[]

RiskLevel6

Risk Level 6

Recommended for seasoned veterans, around reputation level 100, preferably with infamy skill discounts.

Death Sentence Difficulty Modifiers
Special Enemies
Entity Non-Script Spawnable Hit Points Headshot Multiplier Damage Spawn Limit
Sniper
US D3 Sniper RiskModifiers

Despite there being an FBI variant of the Sniper, the SWAT variant is used more often, regardless of difficulty. Other than visual, there are no gameplay differences.
The Sniper is a special enemy equipped with a modified Gewehr 3 that tends to appear on rooftops, windows, or anywhere with a good vantage point, capable of greatly damaging or destroying the armor from the player, making it vulnerable to nearby enemy units or a follow up lethal shot.

The Sniper can be identified by his bright red laser and the loud report of his rifle. Additionally, the announcer may warn players about cops setting a sniper team in a designated position.
True 240 x3.0 n/a Varies
Shield
US DS Shield RiskModifiers

The Shield is a special enemy equipped with the standard CMP Submachine Gun, providing cover to his fellow comrades and/or obstructs the heister's path.

Shields can be identified by their key equipment, a large ballistic shield impermeable to most weapons.
True 480 x3.0 n/a 4
Taser
US DS Taser RiskModifiers

The Taser is a special enemy equipped with a modified CAR-4 Assault Rifle with a unique gadget that has the ability to stun heisters. When used, the target heister's point of view will be shaking, and fire without the player's consent.
During this stun, the player can attempt to line out the shots against the Taser. However, the player is still vulnerable to attacks, allowing for other cops to take down the perpetrator, or even neutralizing the heister if enough time passes by while stunned.

Tasers can be identified by their bright yellow colors on their outfit, and loud 'charging' sound effect.
True 1,800 x3.0 n/a 3
Medic
US DS Medic RiskModifiers

Information based on regular gameplay, not Holdout nor Crime Spree.
The Medic is a special enemy equipped with a CAR-4 Assault Rifle or Reinfeld 880 Pump Shotgun. The Medic has the ability to revive one nearby allied unit at a max range of 7 meters, disregarding any obstruction between the Medic and the healed unit.
There is no prioritization on this healing ability; If a 40 HP cop and a Bulldozer were on the same range for healing, the Medic will heal the cop if he is 'killed' first, leaving the Bulldozer for dead. This ability cannot be used too frequently, and has a base cooldown timer of 3 seconds.

Medics can be identified by their high contrast white and red colors used through their outfit.
True 1,800 x3.0 n/a 3
Cloaker
US DS Cloaker RiskModifiers

The Cloaker is a special enemy equipped with a heavily modified Compact-5 Submachine Gun. The Cloaker has the unique ability to hide on certain scripted areas to ambush the player if the heister gets close enough. Additionally, Cloakers have the ability to rush towards a heister to incapacitate him via a melee attack knockdown, in which scenario, their night vision goggles will glow green and a loud alarm-like sound will play, alerting nearby crew members.

Cloakers can be identified by their unique helmet equipment and dark clothes. Additionally, Cloakers will play an ECM-like sound effect when one is nearby.
True 3,600 x9.0 n/a 2
Bulldozer (Green)
US DS Greendozer RiskModifiers The Greendozer is one of the five Bulldozer variants, this one having the capacity to deal large amounts of damage per shot with his Reinfeld 880, at the cost of a rather slow fire rate and reduced effectiveness on medium-long distances. Easily identified by their loud footsteps, or large colored armor that distinguishes them from the crowd.
True 24,000 ˄12,000 x7.5 n/a 3A ˄1
Bulldozer (Black)
US DS Blackdozer RiskModifiers

The Blackdozer is the second variant, this one having a mixture of the Skulldozer and Greendozer, mixing medium damage and medium fire rate on an IZHMA 12G. Unfortunately, the Blackdozer fires so fast in bursts that most of his ammo is nullified by i-frames.

Same distinguishable clues as the previous dozer, albeit this one is with a black colored texture.
True 24,000 ˄12,000 x7.5 n/a 3A ˄1
Bulldozer (Skull)
US DS Skulldozer RiskModifiers

The Skulldozer is the third variant, equipped with a KSP LMG that is capable of dealing high amounts of damage both in short and long range. Additionally, as an LMG, the Skulldozer can hold the finger on the trigger for long periods of time before requiring to reload.

Same distinguishable clues as the previous dozers, albeit this one is with an urban camouflage texture and custom faceplate spray.
True 24,000 ˄12,000 x7.5 n/a 3A ˄1
Bulldozer (Medic)
US D1 Medicdozer RiskModifiers

The Medicdozer is the fifth and last variant, equipped with a Compact-5, this is the weakest dozer overall damage-wise. However, one should note that this dozer can also revive nearby units. If one is not careful, other Medics or even Medicdozers, can gather together and create a healing circle, making it difficult to take them down.

Same distinguishable clues as the previous dozer, albeit this one is with bright red and white colors.
True 24,000 ˄12,000 x7.5 n/a 2B
Bulldozer (Minigun)
US DS Minidozer RiskModifiers

The Minigun Bulldozer is the fourth variant, equipped with a Minigun that has the same high damage potential as the Skulldozer. With a x2 HP multiplier, the Minigun Dozer can be tough to kill, at the cost that the dozer will go at an extremely slow speed.

Same distinguishable clues as the previous dozers, albeit this one is with a desert camouflage texture and custom faceplay spray.
True 48,000 ˄24,000 x7.5 n/a 2B
Other Enemies
Entity Spawnable Hit Points Headshot Multiplier Damage Additional
Light Units
US DS Light RiskModifiers

The backbone of the enemy team, Light Units are the most basic of units that will spawn over the course of an assault. These units are the weakest of the spawn pool, as they lack any unique ability that a large portion of other units possess.
The ZEAL Task Force variant of this unit is capable of using the following gun:

True 480 x3.0 n/a n/a
Heavy Units
US DS Heavy RiskModifiers

The second core entity in an assault, Heavy Units are in every aspect the same as their sister variant Light Units, except for the passive bonus of having bullet proof vests and x2.0 HP in comparison to Lights.
The ZEAL Task Force variant of this unit is capable of using the following gun:

True 960 x3.0 n/a n/a
Bosses
The Commissar
BOSS Commissar RiskModifiers

Exclusive to the Hotline Miami D2 job
Giorgi "The Commissar" Beira was both the leader of a Russian Mafia and had a key role as a District Attorney for Hoxton's case. In order for The Dentist to proceed with his plan of the district attorney to approve the transport of Hoxton for a re-trial, which in turn allows The Payday Gang to intercept and extract him, fear needs to be applied to the district attorney. Killing one of their members is ensured to motivate them.

In order to kill him, they track him down to his apartment, where he hides inside a vault. Once he's brought out, he uses a KSP Light Machine Gun in a last ditch effort to keep himself alive. The Commissar can be staggered and knocked to the floor with enough damage. The headshot damage scaling is disabled, staying at a base x2.0 headshot damage. He does not wear any large armor, but a Lightweight Ballistic Vest under his suit.
True 9,000 x2.0 n/a 1
The Informant
BOSS Informant RiskModifiers

Exclusive to the Hoxton Revenge job.
As Hoxton gathers evidence to pinpoint who ratted him out, he tracks down the location down to a protected safehouse where the FBI Informant is hiding. The Payday Gang goes to the safe house and find their own method to bring him out of the panic room and kill him.

The Informant wields an IZHMA 12G Shotgun if loud, otherwise a Chimano 88 Pistol on stealth (will not use unless startled). The Informant can be staggered and knocked to the floor with enough damage. He has the lowest headshot multiplier of any other boss, and does not scale on difficulty either, x1.0 headshot damage multiplier. Additionally, he will be seen wearing a full Improved Combined Tactical Vest armor kit, albeit no bullet proof areas are made unlike a Heavy Unit.
True 9,000 x1.0 n/a 1
Biker Boss
BOSS Biker RiskModifiers

Exclusive to the Biker Heist D2 job.
The Biker Boss is the leader of the OVERKILL MC biker gang who was in charge of the operation for transporting a BCI Helmet via train. Bain and The Elephant collaborate to find where it is being transported and intercept them to take it away from them. The Biker Boss, however, will not be handing them the helmet without a fight.

The Biker Boss will be wielding a KSP Light Machine Gun, assisted by a handful of goons. She is the only boss that has full knockback immunity, and with addition to not having any headshot damage scaling other than the base x2.0 headshot damage, it makes her a tough target to kill for an inexperienced crew, sometimes requiring focused fire. Additionally, she will be seen wearing an Improved Combined Tactical Vest, albeit without the forearm protection. Regardless, this is purely cosmetic and does not give any unique effects, unlike a Heavy Unit's bullet proof armor.
True 30,000 x2.0 n/a 1
Chavez
BOSS Chavez RiskModifiers

Exclusive to the Panic Room (Payday 2) job.
Chavez is the boss of a local gang. He stores all his valuables in a panic room bolted to the floor and roof in a room from a gang-controlled apartment complex. The gang will need to find and kill Chavez to take his keys and open the door.

Chavez wields Akimbo Chimano 88 Pistols, assisted by a handful of goons. He can be staggered and knocked to the floor with enough damage. There are no headshot damage multipliers scaling as difficulties increase other than a x2.0 headshot damage multiplier. Additionally, Chavez will be seen wearing a Ballistic Vest, but does not provide any gameplay changers unlike a Heavy Unit's bullet proof armor.
True 9,000 x2.0 n/a 1
Ernesto Sosa
BOSS Sosa RiskModifiers

Exclusive to the Scarface Mansion job.
Ernesto Sosa is the assassination target The Payday Gang is commissioned to kill by any methods necessary. This contract is asked by The Butcher after Ernesto and his cartel gank one of her ships that was on course for a smuggling operation.

Ernesto wields a Little Friend 7.62 Assault Rifle, assisted by a handful of goons on loud, or a Bronco .44 Pistol on stealth (will not use unless startled). Similar to most other bosses, he can be staggered and knocked to the floor with enough damage. He will be wearing Bulldozer-like armor plates to protect himself, but they are extremely weak and can be easily taken off with a handful of bullets. Additionally, Ernesto is the only enemy to have headshot damage scaling multiplier as difficulties go, making his head the highest priority unlike other bosses.
True 21,000 x3.0 n/a 1
Unique Special Enemies
SWAT Turret
US D1 SWAT Turret RiskModifiers

This is referring to the SWAT Van Turret, not the scripted-event turrets, such as in Henry's Rock. Some info may be relevant to other types, but not all.
The SWAT Turret is an area denial weapon that discourages/blocks heisters from going into a specific area. SWAT Turrets can arrive at any given moment during loud, or even sometimes the SWAT Turret is already in place, but waiting for heisters to come in close, in which case the turret will rise and start its attack.
In order to destroy a turret, their shield needs to be destroyed first up to 3 times. Once destroyed, target their weak spot, which is their 'camera' spot. Aiming there is critical for taking down the turret, otherwise use an explosive weapon (x7.0 explosive damage multiplier).

Do note, turrets have a damage received cap both for bullets and explosives, which means that you cannot deal more than 3,500 DMG to the shield per shot/explosive, nor 42,000 DMG to the base turret, making a high alpha damage weapon such as the HRL-7 Rocket Launcher's 12,500 DMG just as effective as an Arbiter Grenade Launcher's 480 DMG.
True (?) 421K x100.0 n/a Varies
Bulldozer (Titan)
EVT D1 Titandozer RiskModifiers

The Titandozer is in every aspect a regular Bulldozer unit, except for lacking a head and carrying a shield on their back. Titandozers carry a KSP Light Machine Gun just as the Skulldozer, moving at an extremely slow sleep that even a crouching heister can outrun. However, on the close range maps they spawn, distance is not important (debatable on Lab Rats), giving themselves the upper hand for not needing to travel extremely long distances.

Titandozers's outfit is composed of white and black colors, with the shield on their back writing "Suck it!" on large, bold letters.
True 12,000 x1.5 n/a n/a
Shield (Captain)
US D3 Winters RiskModifiers

Captain Neville Winters is an amplified shield unit with unique abilities and extra durability. Winters will spawn with 10 other minion units, moving to a set position on the map. Once set, an endless assault will be set and all enemies receive a damage resistance of 5% every 5 seconds, up to 50%.

Winters will not retreat until only 3 Phalanx shields are left, or he is critically injured to 20% of his total health. Assault will return to normal and immediately start 'fading' assault phase, even if Winters spawned during an endless assault heist phase.
True (?) 8,000 x7.5 n/a 1
Shield (Phalanx)
US D3 Formation RiskModifiers

Information based on regular gameplay, not Holdout nor Crime Spree.
Phalanx Shields are the equivalent to their sister variant, Shield, except they spawn in groups of 10 together with Captain Winters.

They stand amidst Captain Winters in a regular polygon shape, with one unit corresponding to one edge of the figure. If one is killed, they will rearrange into a lower edge count shape. Once Winters is critically injured, or only 3 Phalanx units are left standing, Winters will retreat, leaving behind any Phalanx units.
True (?) 4,000 x7.5 n/a n/a
Cloaker (Guardian)
EVT D3 CloakerGuard RiskModifiers

Exclusive to The White House job.

The Guardians are gameplay-wise cosmetically modified Cloaker units. These units use a special outfit mixing black and gold colors, a special rifle, unique particle effects surrounding the model, and have their sound effects changed. Regardless of these visual changes, their AI logic will stick to normal and attack players on distance, and start charging once there is a clear path between the Guardian and the heister.
True (?) 6,000 x9.0 n/a n/a
ZEAL Marksman
US D1 Marksman RiskModifiers

Exclusive to Crime Spree and Holdout.
The ZEAL Marksman unit is a hybrid of the Sniper and a Heavy ZEAL Unit. The marksman has the special armor piercing capability as a regular sniper, while also being allowed to traverse across the map as a regular unit, instead of being restricted to a designated map position. This unit also shares the same body armor as a heavy unit.

Despite having armor piercing rounds, a converted unit will not pierce through Shields.
False (?) 960 x3.0 n/a n/a
Reward Modifiers
Name Value
Experience
Global Contract RiskModifiers

To level up on PAYDAY 2, one must obtain Experience Points. These points are obtained through the course of a heist by doing multiple tasks.
Each heist has their own unique amount of experience reward per task, speed to complete them, and total amount of tasks to do. There are also methods to amplify your total obtained experience, such as equipping weapon boosters, fulfilling your perk deck or obtaining a stealth completion bonus, and others.

To clarify one last time, experience is obtained by completing tasks. It is not given by simply completing a heist, such as joining at the very last part of a heist.
Experience rewards have a multiplier of x14.0, increased by ˄1.0
Loot Bags
Global LootBag RiskModifiers

Most heists will require the transportation of Loot Bags through the map, whether it be to deploy a thermal drill to break into the vault, or secure valuable loot into the van.
Different loot has different weights, so one should expect that a warhead will be heavier than a painting. Additionally, medium-heavy loot will block the player from sprinting.

Different heists have different kinds of loot, and so will be their securing method. Be sure to follow the instructions of the announcer or help signs on your HUD to find where to secure your loot.
Value of secured loot have a multiplier of x9.2, increased by ˄1.0
Loose Loot
Global Money RiskModifiers

Not all loot needs to be in a bag, some other loot can be instantly picked up. Loose Loot is found in some heists, with a value less than a fraction of what their bag counterpart would pay for. However, this doesn't need to be bagged and any heister can just go to it and secure it immediately.

Leaving loose loot behind is acceptable due to the incredibly high loot bag value multipliers that difficulties offer in counterpart to this kind of loot. One could secure all the loose money in Golden Grin Casino's vault, and it will still be insufficient to match a single bag of money from said vault, not even to mention the additional millions of dollars gained by the contract's payment.
Value of loose loot have a multiplier of x13.0, no additional values.
Miscellaneous
Name Information
Enemy Team Enemies will spawn as the ZEAL Task Force variant.
n/a n/a
n/a n/a
Gray markers represent entities that aren't able to spawn naturally (continuous assault) on said difficulty.
Green markers represent entities that received a positive attribute in comparison to past difficulty.
Red markers represent entities that received a negative attribute in comparison to past difficulty.

Normal[]

"For players new to Payday 3, or who are still learning its mechanics."

Hard[]

"For players familiar with Payday 3 and the majority of its mechanics."

Very Hard[]

"For players with a well-rounded loadout and most skills unlocked. Team communication and coordinated loadouts are advised. A crew of four people is recommended."

Overkill[]

"For players looking for a brutal, uncompromising challenge. Team communication and coordinated loadouts are vital. Heist familiarity and maxed-out skills are advised. A crew of four people is recommended."

Trivia[]

  • On the Death Wish announcement site, the poster advertising the GenSec Elite units was claimed to be found on a server and appears to be printed out, but clicking on it shows a version of the poster that appears to be ripped out of a magazine, complete with a page number in the corner.
  • The images showcasing the GenSec units on the Death Wish announcement site show them in what appear to be the warehouse Election Day Day 2 Plan A/B, but oddly set in daylight.
  • Any Death Wish heist completion achievement unlocked prior to the Housewarming Party Event will automatically have their Mayhem mode equivalent granted automatically upon booting up the game.
  • The overview image for Risk Level 5 shows a GenSec Elite rifleman standing next to a SWAT Shield officer, despite the latter having his own GenSec counterpart on Death Wish.
  • Easy is still a valid difficulty in PAYDAY 2, even though it cannot be accessed or played without crashing the game. This is presumably a leftover from PAYDAY: The Heist.
    • In addition, the various difficulties follow a similar naming scheme from their internal names; "Very Hard" is the counterpart of Overkill, "Overkill" uses the spot for Overkill 145+, Mayhem is considered "Easy Wish" (being an easier version of Death Wish), Death Wish is called Overkill 290+ and Apocalypse, whereas Death Sentence is "Sm Wish" (presumably sadomasochism).
  • Although Death Sentence is the hardest difficulty currently in Payday 2, Risk Level 6 still regards it as "One Down".
    • Prior to the difficulty re-balance introduced with update #173, One Down was the hardest difficulty setting available before being replaced and re-purposed as a mechanic.

External links[]

Videos[]



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